Women And Microcredit In Rural Bangladesh

An Anthropological Study Of Grameen Bank Lending

Author: Aminur Rahman

Publisher: Westview Press

ISBN: 9780786743353

Category: Social Science

Page: 256

View: 1890

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The Grameen Bank of Bangladesh has been extending small loans to poor borrowers (primarily women) to promote self-employment and income generation since 1976. The apparent success of the Grameen Bank (that is, recruitment of clients, investment of loans, recovery rates on invested loans and profit margins) has made microcredit a new model for poverty alleviation and sustainable development. Anthropological research results on Grameen Bank lending to women presented in this book, however, illuminates the link between the success of the bank and debt-cycling of borrowers. The priority of earning profits to insure institutional economic viability caused Bank employees at the grassroots level to emphasize increasing the number of loans disbursed and loan recovery. By using the joint liability model of lending, the Bank workers and borrowing peers impose intense pressure on clients for timely repayment. Many borrowers maintain their regular payment schedules, but do so through a process of loan recycling (that is, pay off previous loans with new ones) that considerably increases borrower debt liability. The debt burdens on individual households in turn increase tension and anxiety among household members and produce unintended consequences for many clients.This book examines women borrowers' involvement with the microcredit program of the Grameen Bank, and the grassroots lending structure of the bank; it illustrates the implications of Grameen lending for the borrowers, their household members and bank workers. The focus of the study is on the processes of village-level microcredit operation; it addresses the realities of the day-to-day lives of women borrowers and bank workers and explains informant strategies for involving themselves in this microcredit scheme. The study is on the power dynamics of everyday lives of informants as they affect women borrowers' relationships within the household and the loan centers, and bank worker relationships within the loan center and the bank.
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Islam and Development

Exploring the Invisible Aid Economy

Author: Matthew Clarke,David Tittensor

Publisher: Routledge

ISBN: 1317112652

Category: Social Science

Page: 224

View: 6708

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The study of Islam since the advent of 9/11 has made a significant resurgence. However, much of the work produced since then has tended to focus on the movements that not only provide aid to their fellow Muslims, but also have political and at times violent agendas. This tendency has led to a dearth of research on the wider Muslim aid and development scene. Focusing on the role and impact of Islam and Islamic Faith Based Organisations (FBOs), an arena that has come to be regarded by some as the 'invisible aid economy', Islam and Development considers Islamic theology and its application to development and how Islamic teaching is actualized in case studies of Muslim FBOs. It brings together contributions from the disciplines of theology, sociology, politics and economics, aiming both to raise awareness and to function as a corrective step within the development studies literature.
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Grameen Bank Multiple Services in Bangladesh

Author: Kazi Abdur Rouf

Publisher: iUniverse

ISBN: 1532059981

Category: Business & Economics

Page: 488

View: 1639

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The book narrates Grameen Bank (GB) and its sister organizations’ multiple services in Bangladesh and other MFIs’ services in different countries that the author has received from his working experience. The author was involved in GB credit, plus many programs in Bangladesh. The book informs readers about Grameen Bank’s multidimensional services that have been functioning in Bangladesh since its inception 1976. Many articles of the book published in different international journals, like International Journal of Research Studies in Management and International Journal of Research Studies in Education, Emerald Publishing UK. The book describes how Grameen Bank (GB) women borrowers and other MFIs’ borrowers have handled their microcredit borrowing, their savings, and how MFIs could serve better to microborrowers for their social, political. and economic empowerment within their community. Each article of the book also contains how MFIs could serve better integrated financial services (socioeconomic services for the microborrowers) to disadvantaged women that can lead to better provision of integrated microcredit services to them. The book is also looking for solutions to empower microborrowers’ socioeconomic development in Bangladesh in addition to Grameen group-based microcredit program.
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Reshaping the Holy

Democracy, Development, and Muslim Women in Bangladesh

Author: Elora Shehabuddin

Publisher: Columbia University Press

ISBN: 0231512554

Category: Religion

Page: 304

View: 6574

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Through extensive field research, Elora Shehabuddin explores the profound implications of women's political and social mobilization for reshaping Islam. Specifically, she examines the lives of Muslim women in Bangladesh who have become increasingly mobilized by the activities of predominantly secular NGOs, yet who desire to retain, reclaim, and reshape-rather than reject-their faith. In their employment and in their interactions with the legal system, the state, NGOs, and political and religious groups, women are changing state practices, views of women in the public sphere, and the nature of lived Islam itself. In contrast to most work on Islam and Muslims, which has focused on the Middle East and has privileged the study of religious and legal texts, this book redirects our attention to South Asia, home to one of the largest Muslim populations in the world, and emphasizes the actual experiences of Muslims. Women and gender, as well as Bangladesh's formally democratic context, are central to this inquiry and analysis.
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American Anthropologist

Organ of the American Anthropological Association and Affiliated Societies

Author: American Anthropological Association

Publisher: N.A

ISBN: N.A

Category:

Page: N.A

View: 8339

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Microfinance and Its Discontents

Women in Debt in Bangladesh

Author: Lamia Karim

Publisher: U of Minnesota Press

ISBN: 9780816670949

Category: Social Science

Page: 255

View: 4565

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The first feminist critique of the much-lauded microcredit process in Bangladesh.
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Finding the money

informal credit practices in rural Afghanistan

Author: Floortje Klijn,Adam Pain,Afghanistan Research and Evaluation Unit

Publisher: N.A

ISBN: N.A

Category: Business & Economics

Page: 60

View: 1160

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South Asia 2006

Author: N.A

Publisher: Routledge

ISBN: N.A

Category: Reference

Page: N.A

View: 7397

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Now in its third edition, South Asia 2006 provides an in-depth library of information on the countries and territories of the region. Exhaustively researched by Europa's experienced editorial team, this title includes a vast range of up-to-date economic, political and statistical data. Combining impartial analysis with facts and figures, South Asia 2006 provides a unique overall perspective on this increasingly important region. The book is divided into three sections: A General Survey * This contains introductory essays by key specialists providing impartial coverage of issues of regional importance including security and religion. Essays include: Globalization and Human Development Issues in South Asia - C. Rammanohar Reddy, Deputy Editor, The Hindu, Chennai, India; Corruption and the Challenges to Good Governance in South Asia - Mushtaq Khan, Senior Lecturer, Department of Economics, School of Oriental and African Studies, London, United Kingdom; Environmental Issues in South Asia - Gouranga Dasvarma, Senior Lecturer and Director, Graduate Program in Population and Human Resources and Master of Environmental Management Program, School of Geography, Population and Environmental Management, Flinders University, Adelaide, SA, Australia; Current Security Issues - Rohan Gunaratna, Associate Professor, Institute of Defence and Strategic Studies, Nanyang Technical University, Singapore; Religions in South Asia - Geoffrey Parrinder, Emeritus Professor of the Comparative Study of Religions, University of London, United Kingdom. Country Surveys * Detailed coverage of the eight countries of South Asia: Afghanistan, Bangladesh, Bhutan, India, The Maldives, Nepal, Pakistan and Sri Lanka * Up-to-date statistical surveys including the latest available figures on population and area, agriculture, industry, trade, transportation, communications, media and education * A directory section of essential contact names, postal addresses and e-mail and internet addresses. Regional Information * A biographical section profiling prominent figures in the South Asian region * Directory details of research institutes studying the area and a select book and periodicals bibliography.
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