Electronic Banking

Electronic Banking

Virtual Banking and the Bottom Line Elizabeth Sikorovsky and Liam Case,
Tradespeak Virtual banks are forsaking a physical presence to challenge
traditional retail banks. Will their strategy lead to long-term success? Source:
Thrift Financial ...

Author: SCN Education B.V.

Publisher: Springer Science & Business Media

ISBN: 3528057548

Category: Business & Economics

Page: 204

View: 699

The world of banking and financial services is in the midst of dramatic change, moving away from traditional "brick and mortar" branches and focusing on new delivery channels, to improve customer service and give 24-hours-a-day access to information and transactions. What are the threats and the opportunities of electronic banking? What new pricing strategies should banks develop? How to secure electronic financial transactions? What effects will online banking have on the financial world? How to market the new electronic services? Read the expert opinions from bankers, trendwatchers and financial consultants. Explore the new banking solutions through white papers and reports. This HOTT Guide reveals all the ins and outs of this new online phenomenon.
Categories: Business & Economics

Virtual Banking

Virtual Banking

Virtual. Banking. “For too long financial services has lagged behind other
industries in understanding and adapting to new consumer expectations of
service. This book shows how they can stop falling behind by becoming part of
the emerging ...

Author: Dan Schatt

Publisher: John Wiley & Sons

ISBN: 9781118742471

Category: Business & Economics

Page: 216

View: 587

Technology is permanently transforming the banking industry, and digital payments are the key Electronic Payments, Mobile Commerce, and Virtual Banking: A Guide to Innovation, Partnering, and Regulation takes a hands-on approach to competing in the modern banking environment. Former PayPal Head of Financial Innovation Dan Schatt explores the reasons behind the massive consumer migration away from traditional banks, and provides clear, actionable guidance on beating new banking models at their own game. Digital payment is the hottest topic in banking today, and is set to define the future of the industry. Consumers are rapidly abandoning traditional banks in favor of institutions that are lower-cost and more consumer-centric. Between the pace of financial regulatory reform and the cloud computing revolution, the old banking model is on the fast track to extinction. Electronic Payments, Mobile Commerce, and Virtual Banking provides the information banks need to compete in this new environment, and details the integral implementation actions that will allow them to thrive. The book discusses real-world innovations from banks, non-banks, and up and comers, and the heavy competition from the new outsource bank model. Topics include: The changing POS landscape and the need for digital wallet partnerships Shifting gears to greenfield market opportunities versus non-profitable markets Digital channel best practices for superior customer experience When to outsource, and what capabilities to truly own Case studies including PayPal, Google, Square, Facebook, Twitter, and more illustrate acceleration of innovation through banking partnerships, as well as the mechanics behind banking's biggest, scariest threats. The trick to surviving the paradigm shift is to embody innovation while providing a superior customer proposition. Electronic Payments, Mobile Commerce, and Virtual Banking: A Guide to Innovation, Partnering, and Regulation provides the inside track on managing the shift and dominating the new marketplace.
Categories: Business & Economics

The Virtual Banking Revolution

The Virtual Banking Revolution

Examines what must be regarded as the most important single trend in the banking industry today: the momentum for banks to seek to deliver routine and commoditized services via mechanisms that incorporate communications technology, with ...

Author: James Essinger

Publisher: Cengage Learning

ISBN: 1861523432

Category: Banks and banking

Page: 290

View: 397

The Internet and smart cards offer new opportunities to existing high street banks but they are also bringing new competitors to the market. At the same time, technology is not just changing the structure of the bank, but the reason for people using banks. This book will appraise the new developments in electronic payment systems and their strategic implications for banks and the customer interface. It will look at initiatives from around the world and assess customer attitudes to the new services. It offers a handy reference to the reader on the main services and their potential opportunities and problems involved. The book will include an appendix listing the main associations and regulatory bodies involved in this aspects of the banking sector.
Categories: Banks and banking

Black Enterprise

Black Enterprise

To help manage his finances, he has online accounts with Crestar National Bank,
and uses the software programs Check Free and Quicken 99 to ... BLACK
ENTERPRISE / www.blackenterprise.com / NOVEMBER 1999 VIRTUAL
BANKING ...

Author:

Publisher:

ISBN:

Category:

Page: 224

View: 916

BLACK ENTERPRISE is the ultimate source for wealth creation for African American professionals, entrepreneurs and corporate executives. Every month, BLACK ENTERPRISE delivers timely, useful information on careers, small business and personal finance.
Categories:

Issues in Electronic Banking

Issues in Electronic Banking

This paper provides an overview of some of the issues resulting from the development of electronic banking and how they are currently being addressed by regulatory and supervisory authorities.

Author: Ms.Andrea Schaechter

Publisher: International Monetary Fund

ISBN: 9781451972177

Category: Business & Economics

Page: 27

View: 207

Using electronic delivery channels for banking services and products has become increasingly popular in recent years. Electronic banking makes it possible to offer banking services around the world 24 hours a day. The dependence on technology for providing the services with the necessary security, and the cross-border nature of transactions, involve additional risks for banks and new challenges for banking regulators and supervisors. This paper provides an overview of some of the issues resulting from the development of electronic banking and how they are currently being addressed by regulatory and supervisory authorities.
Categories: Business & Economics

Electronic Banking Law and Commerce Report

Electronic Banking Law and Commerce Report

The OCC has established a Web site that contains information relating to
electronic banking activities at www.occ.treas.gov/netbank/netbank.htm . This site
includes a listing of opinions , approval letters , supervisory guidance , and other
 ...

Author:

Publisher:

ISBN: MINN:31951P007643729

Category: Banking law

Page:

View: 717

Information and insight into the legal, regulatory, legislative and policy issues in electronic banking and commerce.
Categories: Banking law

Public Hearing on Electronic Banking and Trading of Securities

Public Hearing on Electronic Banking and Trading of Securities

Electronic Bill Paying Gets a Major Boost / 999 - S Additional copies of this
publication may ... is adding cago through them to find their way around . virtual
bank branch on one of the Interpacity for another one million within the " It's
incredibly ...

Author: California. Legislature. Senate. Committee on Finance, Investment, and International Trade

Publisher:

ISBN: UCBK:C078214130

Category: Automated tellers

Page: 71

View: 757

Categories: Automated tellers

International Technology Law Review

International Technology Law Review

In addition , the HKMA has issued the following papers in relation to online
banking : a ) Guideline on the Authorisation of Virtual Banks ; b ) Security of
Banking Transactions over the Internet , c ) Guidance Note on Management of
Security ...

Author:

Publisher:

ISBN: STANFORD:36105063229657

Category: Information superhighway

Page:

View: 951

Categories: Information superhighway

Electronic Banking and the Consumer

Electronic Banking and the Consumer

Struggle for power Unless there are some rules of the game to ensure fair
competition , the financial institutions that control electronic payment and money
transmission systems will have virtually unlimited power to decide what banking
and ...

Author: Jeremy Mitchell

Publisher:

ISBN: 0853744394

Category: Banks and banking

Page: 64

View: 699

Categories: Banks and banking

Strategic Planning for Electronic Banking

Strategic Planning for Electronic Banking

Corporate executives have been doing a good job in managing their cash and
they are also looking beyond banks for ... surprise that a growing number of retail
firms are offering financial services that were once a virtual monopoly of banks .

Author: Dimitris N. Chorafas

Publisher:

ISBN: UIUC:30112081690692

Category: Bank management

Page: 267

View: 570

Categories: Bank management

Banking Online For Dummies

Banking Online For Dummies

In contrast to the brick-and-mortar banks that offer online banking as an adjunct
to their physical presence, a handful of banks, dubbed virtual banks, offer their
banking products and services only over the Internet. Virtual banks offer some
clear ...

Author: Paul A. Murphy

Publisher: For Dummies

ISBN: 0764504584

Category: Business & Economics

Page: 306

View: 559

Online Banking Directory Included! Do Your Banking From Your Home or Office — No More Lines or Drive-Thrus! Why waste any more time waiting in line? Find out quickly and easily how you can save time — and money — by banking online. Even if you've never been on the Web before, Banking Online For Dummies® brings you all the information and software you need to get started right away — and take real control of your money! Check Out Your Bank's Web Site Today! CD-ROM Includes: MindSpring Internet Access Internet Explorer 4.0 Netscape Communicator QuickBooks & QuickBooks Pro — A trial version of popular financial software Plus direct links to resources listed in the book! Shareware programs are fully functional, free trial versions of copyrighted programs. If you like particular programs, register with their authors for a nominal fee and receive licenses, enhanced versions, and technical support. Freeware programs are free, copyrighted games, applications, and utilities. You can copy them to as many PCs as you like — free — but they have no technical support. System Requirements: 486 or faster PC with Windows 3.1 or later, or Windows NT 4.0 or later, or 68040 or faster Macintosh with System 7.5.5 or later; 8MB RAM (16 RAM recommended); double-speed (2X) or faster CD-ROM drive; Internet connection (14,400 bps or faster modem or network-regular access charges apply.) Inside, find helpful advice on how to: Locate your bank on the Web Transfer funds, review your accounts, pay bills, and more Manage your money with many of the popular financial software packages — Managing Your Money, QuickBooks, QuickBooks Pro, Microsoft Money, and AOL BankNOW Protect your money with handy Web security tools Take care of transactions that relate specifically to your business Get the latest e-commerce and online banking news on the Web
Categories: Business & Economics

ABA Banking Journal

ABA Banking Journal

If virtual banking is here , what is it ? G a what some thrifts are trying to do i time
or another been made nervous EDITOR'S COLUMN William W. Streeter , Editor -
in - Chief fair question . It's not a new video the prepaid card and debit card .

Author: American Bankers Association

Publisher:

ISBN: MINN:31951P00518013P

Category: Banks and banking

Page:

View: 831

Categories: Banks and banking

Money Banking and the Canadian Financial System

Money  Banking and the Canadian Financial System

electronic data interchange (EDI): a system that companies use to exchange
business information electronically virtual banking: where all banking services
are delivered electronically Internet. With recent advances in encryption
technology ...

Author: H. H. Binhammer

Publisher:

ISBN: 0176073507

Category: Banks and banking

Page: 600

View: 992

Categories: Banks and banking

Introduction to Electronic Commerce

Introduction to Electronic Commerce

Electronic banking offers several of the EC benefits listed in Chapter 1 , both to
the bank and to its customers , such as expanding the bank's customer base and
saving on the cost of paper transactions . VIRTUAL BANKS In addition to regular
 ...

Author: Efraim Turban

Publisher: Pearson College Division

ISBN: PSU:000065282830

Category: Business & Economics

Page: 578

View: 772

Written by experienced authors who share academic as well as real-world practices, this text features exceptionally comprehensive yet manageable coverage of a broad spectrum of E-commerce essentials from a global point of view. The new edition pays special attention to the most recent developments in online behavior in our business, academic, and personal lives. Introduction to E-Commerce and E-Marketplaces; Internet Consumer Retailing; Business-to-Business E-Commerce; Other EC Models and Applications; EC Support Services; EC Strategy and Implementation; Application Development Perfect for anyone looking for a brief or supplemental text on EC. Ideal for busy executives.
Categories: Business & Economics

Electronic Commerce 2004

Electronic Commerce 2004

Author: Efraim Turban

Publisher: Prentice Hall

ISBN: IND:30000116088430

Category: Computers

Page: 714

View: 696

Electronic Commerce 2004describes the essentials of electronic commercehow it is being conducted and managed as well as assessing its major opportunities, limitations, issues, and risks. It is a clear, simple, well-organized book, and provides all the basic definitions as well as logical support. Using extensive, vivid examples from large corporations, small businesses, government and not-for-profit agencies from all over the world, it makes the concepts presented come alive for readers.Beginning with a comprehensive introduction to E-commerce, the book explores internet marketing, B2B and C-commerce, E-marketplaces and internet consumerism, E-government, mobile commerce, auctions, security, electronic payment systems, and strategy and implementation to launch a successful E-commerce business.Written by experienced authors who are well-versed in real-world practices, this book will prove invaluable for managers and professional people in any functional area of business; as well as those in government, education, health services, and other areas that can benefit from a knowledge of e-commerce.
Categories: Computers

Southern Economist

Southern Economist

Marching Towards Virtual Banking There is no way that employment situation in
these sectors. By K.C. Goel * ill the early nineties visit to a bank funds Twas a
chatyoning experience . barneha vestment banking , mutual through subsidiaries
 ...

Author:

Publisher:

ISBN: UCLA:L0091452276

Category: India

Page:

View: 815

Categories: India

Banking Strategies

Banking Strategies

How to create electronic banking destinations that Your customers will prefer . to
direct consumers ' choice of financial institutions is quite real — at least in the
minds of today's bankers . Even distribution agreements could pose substantial ...

Author:

Publisher:

ISBN: UCLA:L0075400820

Category: Bank management

Page:

View: 304

Categories: Bank management

21st Century Money Banking Commerce

21st Century Money  Banking   Commerce

ON ELECTRONIC FINANCIAL PRODUCTS AND SERVICES and / or maintaining
transaction records ) ; or ( v ) a clearing or settling bank ( i . e . , transmitting funds
and information through a payments system ) . 244 § 6 . 06 VIRTUAL BANKS ...

Author: Thomas P. Vartanian

Publisher: Fried Frank Harris Shriver &

ISBN: STANFORD:36105134481840

Category: Business & Economics

Page: 653

View: 489

Provides general overview of electronic banking and commerce.
Categories: Business & Economics

Intellectual Property in the Digital Age Challenges for Asia

Intellectual Property in the Digital Age Challenges for Asia

Author: Christopher Heath

Publisher: Springer

ISBN: UOM:39015053507938

Category: Computers

Page: 220

View: 773

By examining the status of information technologies in East Asia, and the pressure to grant a level of legal protection to intellectual property owners that is hardly compatible with the present level of economic development in the region, this book offers insights into how the Internet and other digital technologies can be regulated fairly.
Categories: Computers

Bank Management

Bank Management

At first glance , Huntington Direct seems to follow the model many like to refer to
as “ home banking . ” But that description is misleading because , with electronic
delivery , where banking is done becomes irrelevant . Instead , the important ...

Author:

Publisher:

ISBN: UOM:35128001986999

Category: Bank management

Page:

View: 186

Categories: Bank management