The Theory of Demand for Health Insurance

Author: John A. Nyman

Publisher: Stanford University Press

ISBN: 9780804744881

Category: Health & Fitness

Page: 201

View: 9300

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Why do people buy health insurance? Conventional theory holds that people purchase insurance because they prefer the certainty of paying a small premium to the risk of getting sick and paying a large medical bill. This book presents a new theory of consumer demand for health insurance. It holds that people purchase insurance to obtain additional "income" when they become ill.
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The Theory of Social Health Insurance

Author: Peter Zweifel

Publisher: Now Publishers Inc

ISBN: 1601980167

Category: Business & Economics

Page: 94

View: 8895

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The Theory of Social Health Insurance develops the theory of social health insurance also known as public health insurance. While a good deal is known about the demand and supply of private insurance, the theoretical basis of social health insurance is much more fragile. The Theory of Social Health Insurance examines questions including why does social health insurance exist and even dominate private health insurance in most developed countries? What are the objectives and constraints of social health insurance managers? What is the likely outcome or "performance" of social health insurance? The Theory of Social Health Insurance reviews the conventional theory of demand for insurance and health insurance, the supply of health insurance in general and social health insurance in particular, the properties of the optimal health insurance contract, and whether there are factors limiting the growth of social health insurance.
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The Oxford Handbook of Health Economics

Author: Sherry Glied,Peter C. Smith

Publisher: Oxford University Press

ISBN: 0199238820

Category: Business & Economics

Page: 967

View: 366

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This book provides an engaging, comprehensive review of health economics, with a focus on policy implications in the developed and developing world. Authoritative, but non-technical, it stresses the wide reach of the discipline - across nations, health systems, and areas within health and medical care.
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Handbook of Health Economics

Author: Mark V. Pauly,Thomas G. McGuire,Pedro Pita Barros

Publisher: Elsevier

ISBN: 0444535926

Category: Business & Economics

Page: 1126

View: 7796

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What new theories, evidence, and policies have shaped health economics in the 21st century? Editors Mark Pauly, Thomas McGuire, and Pedro Pita Barros assemble the expertise of leading authorities in this survey of substantive issues. In 16 chapters they cover recent developments in health economics, from medical spending growth to the demand for health care, the markets for pharmaceutical products, the medical workforce, and equity in health and health care. Its global perspective, including an emphasis on low and middle-income countries, will result in the same high citations that made Volume 1 (2000) a foundational text. Presents coherent summaries of major subjects and methodologies, marking important advances and revisions. Serves as a frequently used non-journal reference. Introduces non-economists to the best research in health economics.
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Demand for Episodes of Care in the China Health Insurance Experiment

Author: Jeffrey Sine

Publisher: N.A

ISBN: N.A

Category: Health insurance

Page: 125

View: 9053

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The China Health Insurance Experiment (CHIE) was designed to test insurance as an alternative for health care financing in rural China. Six experimental groups were assigned to different insurance plans in 1989; each group switched to a new plan in 1990. The insurance plans differed according to coinsurance rates. In this study, data from 7,333 panel sample enrollees were used to estimate outpatient and inpatient demand functions for episodes of care. Demand functions were estimated using negative binomial regression (NBR); coinsurance elasticities were also estimated using first difference (fixed effects) models to reduce bias from unobserved heterogeneity. The principal findings are: (1) in rural China coinsurance exerts a significant and negative effect on demand; (2) coinsurance effects are similar for different population sub-groups and for different types of episodes; (3) elasticities of demand varied according to access to care conditions; (4) patterns of socio-demographic effects were similar to those reported on North American populations. These results provide support for proponents of health insurance as a primary means of financing rural health services in low-income developing countries.
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Health Care Economics

Author: Paul J. Feldstein

Publisher: Cengage Learning

ISBN: 1111313261

Category: Medical

Page: 544

View: 9659

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Delivering the most detailed and exhaustive content available, market-leading HEALTH CARE ECONOMICS, 7th Edition demonstrates how basic economic concepts, principles, and theories can be used to think about and illustrate various health care issues. This introductory economics text is geared toward graduate students who will be medical and health services managers, administrators, or executives. The seventh edition of HEALTH CARE ECONOMICS includes recent data on the medical sector, updated figures and tables, the latest information on legislative changes affecting this industry, and new literature and research. It also provides an insightful historical perspective within which these changes are occurring. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
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The Economics of New Health Technologies

Incentives, organization, and financing

Author: Joan Costa-Font,Christophe Courbage,Alistair McGuire

Publisher: OUP Oxford

ISBN: 0191580236

Category: Medical

Page: 312

View: 7481

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Technological change in healthcare has led to huge improvements in health services and the health status of populations. It is also pinpointed as the main driver of healthcare expenditure. Although offering remarkable benefits, changes in technology are not free and often entail significant financial, as well as physical or social risks. These need to be balanced out in the setting of government regulations, insurance contracts, and individuals' decisions to use and consume certain technologies. With this in mind, this book addresses the following important objectives: to provide a detailed analysis of what technological change is; to identify drivers of innovation in several healthcare areas; to present existing mechanisms and processes for ensuring and valuing efficiency and development in the use of medical technologies; and to analyse the impact of advances in medical technology on health, healthcare expenditure, and health insurance. Each of the seventeen chapters summarizes an important issue concerning the innovation debate and contributes to a better understanding of the role innovation has both at the macro level and at the delivery (meso) and micro level in the healthcare sector. The effectiveness of innovation in improving people's welfare depends on its diffusion and inception by the relevant agents in the health production process, and this book recognizes the multi-faceted contribution of policy makers, regulators, managers, technicians, consumers and patients to this technology change. This book offers the first truly global economic analysis of healthcare technologies, taking the subject beyond simply economic evaluation, and exploring the behavioural aspects, organization and incentives for new technology developments, and the adoption and diffusion of these technologies.
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Handbook of the Economics of Risk and Uncertainty

Author: Mark Machina,W. Kip Viscusi

Publisher: Newnes

ISBN: 0444536868

Category: Business & Economics

Page: 896

View: 2617

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The need to understand the theories and applications of economic and finance risk has been clear to everyone since the financial crisis, and this collection of original essays proffers broad, high-level explanations of risk and uncertainty. The economics of risk and uncertainty is unlike most branches of economics in spanning from the individual decision-maker to the market (and indeed, social decisions), and ranging from purely theoretical analysis through individual experimentation, empirical analysis, and applied and policy decisions. It also has close and sometimes conflicting relationships with theoretical and applied statistics, and psychology. The aim of this volume is to provide an overview of diverse aspects of this field, ranging from classical and foundational work through current developments. Presents coherent summaries of risk and uncertainty that inform major areas in economics and finance Divides coverage between theoretical, empirical, and experimental findings Makes the economics of risk and uncertainty accessible to scholars in fields outside economics
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Individual Decisions for Health

Author: Bjorn Lindgren

Publisher: Routledge

ISBN: 1134480091

Category: Business & Economics

Page: 272

View: 3132

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Although economics is a relative newcomer to research into the determinants of good health, its significance should not be under-estimated. This book poses the important question of whether economic theory can be developed to explain why people engage in activities that are obviously a danger to their long-term health. In looking first at the individual's own decisions that affect his or her health, and then at the impact of other agent's decisions for the individual's health, the authors provide an exhaustive account of the important issues to be faced to ensure the best future for public health care. Contributors include such experts as Peter Zweifel, Donald S. Kenkel and Mark Pauly. Of great interest to advanced students of health economics, this book will also be extremely useful to students, academics and professionals involved in the sphere of public health.
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Health at Risk

America's Ailing Health System—and How to Heal It

Author: Jacob Hacker

Publisher: Columbia University Press

ISBN: 0231518617

Category: Medical

Page: 152

View: 838

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In this volume, the nation's leading advisors on health policy and financing appraise America's ailing healthcare system and suggest reasonable approaches to its rehabilitation. Each chapter confronts a major challenge to the country's health security, from runaway costs and uneven quality of care to declining levels of insurance coverage, medical bankruptcy, and the growing enthusiasm for health plans that put patients in charge of risk and cost. Bringing the latest research to bear on these issues, contributors diagnose the problems of our present system and offer treatments grounded in extensive experience. Free of bias and rhetoric, Health at Risk is an invaluable tool for those who are concerned with the current state of healthcare and are eager to effect change.
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