Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels.
Author: Crystal Paine
Publisher: Simon and Schuster
Category: Business & Economics
From one of Nielsen’s top 50 power moms comes advice you can take to the bank—literally! Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels. With hundreds of inspiring “why didn’t I think of that?” tips, plus worksheets, Paine breaks down your goals into easy, manageable steps so you can: • Achieve a complete financial makeover • Set up a realistic budget • Never pay retail • Slash your grocery bill • Organize your time and your home • Use coupons wisely • Pay with cash only • Live simply • Become debt free • Choose contentment • Make every dollar count
Want to learn exactly how to get started Saving Money and learn what the pros do? Discover The Secrets For Successful Money Saving That Teach You How to Keep to Your Budget Every Time...Even As A Beginner! Just Follow The Instructions And You'll Be Saving Like A Pro In No Time! Are you ready to get started on your journey to becoming a skilled money saver? Yes? Then let's get started! All too often a budding budgeter will rush right out, buy up all the bargains they see and end up spending more than they would if they had thought about it first. A bargain is not a bargain unless you need it. Sadly, the experience is usually less than positive and they arrive home tired and dejected with an empty wallet yet again. The bargain products end up in the kitchen bin because they went bad before they could be used and the dream of staying within your budget disappears. Another scenario that occurs frequently is going shopping with a buddy or acquaintance presenting himself as a self-proclaimed "expert." You know the type. He knows it all and proceeds to let you know everything you are doing "wrong." Before you know it you have connected the experience with the jerk and you let the whole money saving idea fade into oblivion never willing to try it again. It doesn't have to be like that. You can learn the basics of saving money and take it to whatever destination you desire. You can do it with your own copy of "How to Save Money." You Can Get Started Right Away "How to Save Money" gives you everything you need to get started. Not only will you learn how to select the right bargains for your needs, you will learn also learn how to maintain that budget in optimum condition. Here's more: Are You Psychologically Prepared for the Saving Experience? Although it is an activity destined to put money in your pocket, you may have to change the way you think about spending for the challenges at hand. Different Areas where You can Save. Many people think that saving money will keep them from having any pleasures in life, but there are many ways to find free entertainment and enjoy life without spending money. Learn more inside. What about Christmas? After a long time of saving you may end up going ballistic over buying Christmas presents. This is the time of year that people typically overspend. But this need not happen if you use these few tips for gift giving. All About Holidays. There are many different ways to save money on holidays, each with its unique strengths and characteristics. Some kinds of savings work better for different families or different holiday types, depending on what you like best. You know that you are acquiring knowledge that can give you pleasure - and keep you out of debt - for years. We guarantee it! Start now! Grab your copy. You'll be glad you did. Tag: money saving app, money saving bank, money saving books, money saving family, money saving for adults, money saving for dummies, money saving for teens, money saving ideas, money saving mindset, money saving mom book, money saving moms budget, money saving plan, money saving secrets, money saving system
15 Ways To Save Money Every day we are bombarded with messages telling us how to save money. Zero percent down, half off and two for one are commonplace announcements blasted at us through television, radio and billboards. As relentless as these commercials are the reality is that very few of these solicitations will actually save us money. Quite the contrary, they are designed as a call to action to grab your credit card and spend, spend, spend! Can you spend wisely and have more savings? Yes, you can. But, you need to train yourself to be a disciplined buyer and learn to become an intelligent saver. "15 Top Ways to Save Money" is just what you need to identify those areas that can really save you significant money. Learn: How to save on insurance How to save on auto loans How to save on mortgage loans How to save on credit cards How to save on gasoline How to save on car repairs How to save on home improvement How to save on home heating and energy How to save on phone service How to save on major appliances How to save on discount furniture How to save on clothing How to save on groceries How to save on vacations How to save on prescription drugs When you buy on sale, you usually are saving more but there are other nuances to take into consideration. Saving money isn't only about buying on sale. You need to educate yourself on how to save money not just on the "large" purchases but on the everyday expenses as well. "15 Top Ways to Save Money" takes those into consideration. Taking control of your money and making a commitment to eliminating debt goes hand in hand with "15 Top Ways to Save Money." Saving money on future purchases goes hand in hand with knowing where you haven't saved in the past. There is no reason to continue paying top dollar for items that you need when there are alternatives. Saving money on everything you purchase allows you to invest additional money each month. Start with a good budget that cuts out unnecessary spending and reduces your expenses so you can save more each month. Even if you save just $20 per month that's over $200 that you wouldn't available otherwise! Put that $240 into your savings account or use it for another budgetary item. Every dollar you save helps bring your budget into balance. Helps you live within your means. Don't spend more than you have. It doesn't get any more basic! Tips to remember are asking yourself these pertinent questions, as you are shopping: 1.Is this item something I really need? 2.Do I already have one of these items? 3.How many hours of pay is this item worth? 4.Again, do I really, really "need" this item or do I just "want it?" The answers to these questions and more are available at the click of your mouse at "15 Top Ways to Save Money." Good Luck and Success! You Deserve It! Tag: money saving app, money saving bank, money saving books, money saving family, money saving for adults, money saving for dummies, money saving for teens, money saving ideas, money saving mindset, money saving mom book, money saving moms budget, money saving plan, money saving secrets, money saving system
New York Times best-selling author and the savvy mind behind MoneySavingMom.com, Crystal Paine, offers practical tools and advice on how to become financially free and empowered with a purpose
Author: Crystal Paine
Publisher: Thomas Nelson Publishers
Category: Business & Economics
Entrepreneur, author, and popular blogger Crystal Paine shares the secrets of building income at home, using real life examples to from her own journey in becoming a money-making mom as well as the stories of other women from all walks of life. The nuts and bolts of how to make more money from home are revealed in clear steps that can be immediately and easily put into practice. But more than just a how-to book for earning extra income, The Money-Making Mom is a challenge to dream big and create a pathway for life. Paine offers examples and insights about what "finding your purpose" can look like in family, career, and service to others. Readers will find inspiration and hope for a life that's more than “just getting by,” one driven by vision and the freedom to bless others generously.
This book is packed with several easy to use, practical and valuable tips, hacks, strategies, and ideas of ways to save in your everyday life. The best part is that the majority of these ideas are fun! How to save big on groceries.
Author: Moolah Mom
Publisher: Independently Published
Category: Business & Economics
Are you saving enough for your future? Are you spending money wisely? Do you feel like everyone around you is lucky while you are unable to meet your financial goals? Are you struggling to save money and keep the household running smoothly on a limited budget? If yes, here is a book that offers tons of money-saving ideas to help you cut costs on everything from vacations to festivals to grocery shopping to clothes to children's birthday parties whilst still having fun. This book is packed with several easy to use, practical and valuable tips, hacks, strategies, and ideas of ways to save in your everyday life. The best part is that the majority of these ideas are fun! How to save big on groceries. The best ever tips to save on family travel and vacations Stunning ideas and inspiration to minimize wastage Repurpose things you already have lying around in the house Save on children's birthday parties without cutting the fun Saving on outings and socializing Priceless hacks for saving on gifts and ingenious money-saving wrapping ideas And much more! If you are seeking simple yet effective ways to save, this is your 'go-to' handbook. Make a decision to save today!
How to make a Budget Work For You is a 31 Day Guide to creating a personal budget that fits your lifestyle, income and finances. Learn how to create your own personalized budget & design a plan that lets you be in control of where you spend your money. This 31 day guide walks you step by step through every detail of money management, making a budget, planning for additional income and what to do when you have more expenses than income. It's a complete guide saving money and getting your personal finances back on track.
How to Maximize Your Family Budget in Minimal Time Catey Hill. learned so many of the money-saving tips in this book. Without that invaluable experience—and ...
Author: Catey Hill
Publisher: Hachette UK
Category: Business & Economics
Financial expert Catey Hill shows moms how to spend less and save big in this savvy guide where each step is designed to take 30 minutes max. Let's face it, kids are expensive -- in 24 states, daycare actually costs more than in-state college tuition! And the older kids get, the more you will spend. Every mom could use more money. But who has hours to search for coupons just to save a few dollars? And sure, you know you should learn how to get the most of your 401k, but when will you possibly find the time? Luckily, financial expert Catey Hill has created smart, simple strategies to help you maximize your money in minimal time (yes, even your 401k). Drawing on extensive research and exclusive studies on the actual cost of raising a child at each age, she'll show you how to save in each area of your life, including practical tips on: Shopping second-hand vs. what to buy new and where Lowering your grocery bill (without coupons!) Building up a college fund Dealing with high interest credit card debt Saving on insurance Best of all, these tips are designed to be done in less than half an hour, and the few things that might take a little longer are broken down in 30-minute segments. Catey will even guide you through a one-time five-step process that will allow you to manage all your bills, keep an eye on the family budget, and build savings for that dream family vacation in just 30 minutes a week, so you can stress less and enjoy your life more!"A handy resource for any parent trying to figure out how to balance a family budget." -- Soledad O'Brien, anchor of Matter of Fact with Soledad O'Brien "An indispensable guide for parents who want to gain control of their finances." -- Elizabeth Willard Thames, author of Meet the Frugalwoods
Have you ever wondered where your money went because it seemed that suddenly disappeared?
Author: MWilcox Press
Have you ever wondered where your money went because it seemed that suddenly disappeared? This Expense tracking log book is perfect for anyone who needs to track their expenses month to month. Businesses and individuals will benefit from this simplistic & reliable layout. This Expense Planner Details: Glossy Cover Design "6x 9" size and 100 pages, great for women, housewife, girls- fits in your wallet This notebook perfect for bill payments, savings and money organizer Savings trackers to jot down all your major savings goals and deposits for the year Debt repayment trackers to give you a quick overview as you pay down your creditors Perfect for business, personal finance, bookkeeping and budgeting This financial planner is the perfect companion to neatly organize your bills, expenses, and spending to get you towards your financial goals.
A Millennial Mom's Guide to Managing Money Like a Boss Catherine Alford. k. k k. 172. INDEX Partner(s) (Continued) productive budget meetings with, ...
Author: Catherine Alford
Publisher: John Wiley & Sons
Category: Business & Economics
Mom's Got Money is a mother’s guide—an instruction manual to help them use the skills they already possess to become extraordinarily confident managers of their money. Alford won't pretend mothers don't have a lot on their plate. She already knows they're pressed for time. The weight of their daily decisions takes a toll. Sometimes, it feels like they manage everything, whether they have a supportive spouse or not. She knows this because it's that way in her house too. However, we all have a choice on how to handle that responsibility, and Alford thinks we can flip the script. Instead of being frustrated or feeling resentful, Alford teaches moms how to recognize their own strengths and develop true financial confidence. Once readers master Alford's money lessons, they'll start to truly enjoy money. Vacations are more fun when they're already planned and paid for. Christmas shopping is a breeze when you have a fully funded holiday spending account. Never worry about the worst that can happen because you have a fully funded emergency fund and life insurance. Feel in control of your bills, caught up, and with room to spare. In this book, you'll learn how to: Become an exceptional leader of your family with a growth mindset Calculate your net worth Effectively budget and manage your household cash flow Work with your spouse or partner on financial goals Understand what impacts your credit score Ensure you pay all your bills on time, every time Make sure you plan for emergencies Protect your family by buying term life insurance Do the math on childcare costs vs. career costs when having a family Plan and save for holiday spending, birthdays, and special events Learn the art and joy of giving Ideal for moms everywhere, but especially new and millennial moms, Mom's Got Money is an indispensable guide to taking financial control of your life.
21 Days to a Thrifty Lifestyle. Zondervan, 1997. FAMiLy BUDGETinG AnD SAVinGS Briles, Judith. 10 Smart Money Moves 290 MiSERLy MoMS.
Author: Jonni McCoy
Publisher: Bethany House
With gas and food prices soaring, there's more need than ever before for Jonni McCoy's Miserly Moms. Jonni shares the money-saving strategies that allowed her family to transition from two incomes to one. These practical, proven strategies, tips, and recipes will help anyone live frugally without feeling deprived. Real-life examples show how anyone can learn to live more carefully and reach their financial goals. Now in its fourth edition, Miserly Moms is packed with even more ways to reduce a family's expenses and expose hidden living costs.
Save Money. Save Time. Save the Planet. Josh Dorfman. features links to other conscious parenting websites to help moms and dads learn more about parenting ...
Author: Josh Dorfman
In The Lazy Environmentalist on a Budget, Josh Dorfman takes you inside the latest developments in green living to demonstrate how you can easily and affordably have your designer jeans and your planet too. From raising eco-conscious kids to greening your daily commute, Dorfman provides insights into the next wave of green innovation and the products and services that will lighten your planetary impact and lower your expenses. Find bargain basement deals on stylish organic bedding and bamboo furnishings at the largest retailers in the world. Score instant rebates on everything from compact fluorescent light bulbs to energy-efficient air conditioners. And earn reward points for carpooling with friends. In a time when many people are feeling financially restricted, The Lazy Environmentalist on a Budget is your guide to effortlessly saving the planet while keeping some extra cash in your pocket. “Fun, easy and inexpensive: No I'm not talking about the ideal date — I'm talking about The Lazy Environmentalist on a Budget. Once again Josh Dorfman shows that going green can help you look and feel fantastic, and this time it makes perfect dollars and cents.” –Summer Rayne Oakes, model-activist and author of Style Naturally: The Savvy Shopping Guide to Sustainable Fashion and Beauty “Living sustainably doesn't require slogans or campaigns; it’s about living SMART and this is exactly what Josh presents so clearly in The Lazy Environmentalist on a Budget. A must read for anyone who wants to live well and still reduce their impact on the planet.” –David de Rothschild, author of The Global Warming Survival Handbook and host of Sundance Channel’s Eco-Trip: The Real Cost of Living
It's a potpourri of money-saving ideas— definitely a fun website to peruse. ... consider the merits of starting a savings account and having a budget.
Author: Michelle LaRowe
Publisher: Gospel Light Publications
The Working Mom’s 411 provides parents with the options, tools and solutions that will enable them to make educated and informed choices for their family and successfully navigate the waters of the two parent working household. It’s an all in one resource that will rescue moms trying to put together the how to do it all puzzle. With informed insight, a healthy sense of humor, and a fresh, expert perspective, Michelle LaRowe shares time saving tips and practical solutions to the common complications working mothers face! Here are at your fingertips current childcare options, including an assessment tool for moms to evaluate which option best suits their needs; solutions to everyday problems working parents face from scheduling to overcoming the stigma often associated with moms who work outside the home; and practical tips on managing childcare, school activities, self care, home life and marriage.
Absolutely, they need to know why the budget is changing and why Dad is working overtime or Mom picked up a second job. But they're still kids; ...
Author: Toni House
Publisher: Author House
Category: Business & Economics
Could the withering recession we’re going through have a silver lining? A chance for families to get back to their roots, spend more time together, and discover the joy of communicating? “Yes” says Toni House, a working mother, author, and accountant. Toni’s innovative book offers a three-part plan for taking back your finances and strengthening family ties, while spending $250 or less a month on groceries. This fun, easy to read book includes... • Dozens of ideas for delicious, low-cost home-made meals • A 28-day meal planner, complete with four weeks of tempting and nutritious, do-it-yourself, stay-at-home recipes the whole family can use, • An easy 4-week budget planner, • From-the-trenches tips for turning dinner into a four-star event. In today’s economy, families are looking for a way to feel more secure and save money without sacrificing good times. Let “Save Your Money, Save Your Family”TM rescue your family. “Save Your Money, Save Your Family”TM will help parents re-create the kind of togetherness most families consider ancient history. Elizabeth Lee, author of Common Threads
Author: Rachel Bryant, Malibu PublishingPublish On: 2013-04-16
If you are like most moms around the world, there never seems to be enough time or energy at the end of most days to prepare the nice home cooked meal you ...
Author: Rachel Bryant, Malibu Publishing
Publisher: Lulu Press, Inc
Category: House & Home
Money Saving Mom: Money Saving Expert Tips On How to Save Money Fast –Ways to Save Money Through Money Management, Frugal Living & Budgeting The word "frugality" has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from. But if you are guided with the right principles and reasons in deciding to live a frugal life, you would never go wrong. If you have decided to live frugally, no need to be worried of insults. Keep your head up high. And keep your focus through these tips.
Another way to save on your food budget is to cut out junk food and fast food. ... a fast food chain can prove to be a time saver, it is not a money saver.
Author: Janis Adams
Publisher: Atlantic Publishing Company
Category: Family & Relationships
This book is for every mother who is learning how to raise children on her own. Regardless of how you came to be a single mom ù whether it was through divorce, the end of a relationship, surrogacy, adoption, unplanned pregnancy, or the death of a spouse ù this book will walk you through the information you need to know to help you and your child adjust to a new lifestyle. The book covers what to do when pregnant and single and how to rely on your family and friends for support and help. You will learn the basics of early. Child care, including what a child needs in his or her first year, from breastfeeding and diapers, to clothing and travel. You will learn what to expect as your child grows, including the early years of school and the problematic teenage years. This book teaches you how to take care of yourself in addition to your children which includes getting the rest you need and working you way back into dating. You will learn how to prepare yourself for the sacrifices you will be forced to make and how to handle financial matters while raising a child alone. Even the difficult topics are covered, such as the first times you must discuss with your child why his or her father is not present. You will learn when you can fill in as a father figure, when you cannot and what you can do to provide the male influence and support children need during those formative years. If your child's father is involved, this book will teach you how to work with him. You will learn how to raise a boy as a single mother and find positive role models for your children.
There are many ways to budget your money, and the women I interviewed offered a range of money-saving tips like buying seven hundred baby wipes at a time ...
Author: Susan Besze Wallace
Category: Family & Relationships
New moms run into a host of new challenges once baby arrives, including getting back into shape, developing a parenting style, readjusting schedules, and interacting with their husbands in new ways. With compassion and humor--and always the privilege of motherhood in mind--The New Mom's Guides go straight to the heart of these matters, offering moms guidance and encouragement in this new season of life. Each of the four books in the series offers real advice from women who have been there, done that, and want other moms to benefit from their trials and triumphs. A perfect gift for baby showers, Mother's Day, or any day, these small volumes are compact enough to take along in an overstuffed diaper bag and designed for the mom who can only find a few minutes of peace each day to read.
Mom just wants to enjoy this, too. ... choose to hire an expert to suggest lowcost, impressive sites and excellent caterers whose price sheets save money.
Author: Sharon Naylor
Publisher: Hachette UK
Bridesmaids today face an average expense of more than $3,000 when they accept the invitation to be in a bridal party. Add in the cost of travel and lodging—which is increasingly becoming necessary, with the growing popularity of destination weddings—and that $3,000 climbs to an even higher price tag. It’s hard to say no when a friend asks you to be a part of their wedding, but in this economy, most bridesmaids just don't have the money to participate—not without ending up with a handful of maxed-out credit cards and a whole lot of resentment, anyway. In Bridesmaid on a Budget, Sharon Naylor—the author of multiple best-selling budgeting books for brides—offers women advice on how to beat the system. Naylor gives tips on where to find the best, most affordable dresses and accessories; planning fantastic (but low-cost) showers and bachelorette parties; giving a great wedding gift without emptying your pocketbook; minimizing the extra expenses of a destination wedding; and more. For the almost 10 million women per year who become one, Bridesmaid on a Budget is an indispensable guide to being a brilliant bridesmaid—without breaking the bank.
Put any money you give to charities or religious institutions there. ... Moms-living-debt-free.com: www.moms-living-debt-free.com/budget- percentages.html ...
Author: Owen Tew
Publisher: Owen Tew
Category: Business & Economics
Never be caught without money to pay your bills or buy the things you need -- or just think you need. The Easy Budget helps you calculate your regular expenses and tells you how to set aside money to pay your bills as they come in. You can make your money do what you want it to do. And you don't have to be a financial genius to use it.