The Interstate Banking Revolution

The Interstate Banking Revolution

Rose focuses on a new and ongoing movement in American banking--the rapid spread of banks and bank holding companies across state lines.

Author: Peter S. Rose

Publisher: Praeger

ISBN: UOM:39015015525028

Category: Business & Economics

Page: 230

View: 196

Rose focuses on a new and ongoing movement in American banking--the rapid spread of banks and bank holding companies across state lines. While many analysts believe that full-service interstate banking will bring badly needed capital to struggling local economies and help stem the rising tide of savings and loan failures, there is growing concern that this trend will only exacerbate current problems of excessive risk exposure in the banking industry. Rose evaluates these contending views, exploring in detail interstate banking's potential benefits and costs and assess the movement's future.
Categories: Business & Economics

Banking Across State Lines

Banking Across State Lines

This book is an authoritative study based upon research into the origins and emergence of interstate banking, and an examination of its potential benefits, as well as its significant disadvantages.

Author: Peter S. Rose

Publisher: Greenwood Publishing Group

ISBN: 1567200079

Category: Business & Economics

Page: 173

View: 219

This book is an authoritative study based upon research into the origins and emergence of interstate banking, and an examination of its potential benefits, as well as its significant disadvantages.
Categories: Business & Economics

Japanese Banking and Investment in the United States

Japanese Banking and Investment in the United States

In this work, Rose provides a detailed study of the factors that motivate the current huge volume of Japanese banking and investment activity in the United States, and how the future status of that activity may affect American businesses ...

Author: Peter S. Rose

Publisher: Praeger

ISBN: STANFORD:36105041184347

Category: Business & Economics

Page: 203

View: 815

In this work, Rose provides a detailed study of the factors that motivate the current huge volume of Japanese banking and investment activity in the United States, and how the future status of that activity may affect American businesses and jobs. He examines the causes of this movement--the appreciation of the yen, Japan's trade surpluses, low barriers to entry in U.S. markets--as well as the higher interest rates, unemployment, and slowing of U.S. output that could result from a reduction in Japanese activity. Also included is a useful overview of the banking and financial system of Japan.
Categories: Business & Economics

Revolution in Banking

Revolution in Banking

Author: Elbert V. Bowden

Publisher:

ISBN: UOM:35128000879260

Category: Business & Economics

Page: 288

View: 754

Categories: Business & Economics

Revolution in Banking

Revolution in Banking

Author: Elbert V. Bowden

Publisher: Robert F Dame

ISBN: UOM:39015000556111

Category: Business & Economics

Page: 203

View: 319

Categories: Business & Economics

The Comptroller and the Transformation of American Banking 1960 1990

The Comptroller and the Transformation of American Banking  1960 1990

Covers the history of the oversight of the American banking industry by the Office of the Comptroller of the Currency (OCC), beginning in 1960 and continuing to 1990.

Author: Eugene N. White

Publisher: DIANE Publishing

ISBN: 9780788171642

Category: Banks and banking

Page: 108

View: 344

Covers the history of the oversight of the American banking industry by the Office of the Comptroller of the Currency (OCC), beginning in 1960 and continuing to 1990. It begins with a discussion of the OCC in 1960 -- regulation and supervision under the New Deal regime, and continues with an examination of the beginning of the banking revolution, 1960-72; the crisis years, 1973-75; revitalizing the OCC, 1975-80; and the challenge of the 1980s. Extensive bibliography. Photos, tables and figures.
Categories: Banks and banking

Interstate Banking

Interstate Banking

As a result , they are putting together packages of financial services banks cannot match , and preparing to deliver them in local markets . Martin Mayer , the author of The Money Bazaars : Understanding the Banking Revolution Around Us ...

Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance

Publisher:

ISBN: PURD:32754082300702

Category: Interstate banking

Page: 563

View: 595

Categories: Interstate banking

The Changing Market in Financial Services

The Changing Market in Financial Services

The Interstate Banking Revolution: Benefits and Costs for Business and Consumers. Greenwood Press, Quorum Books. Westport, Conn. — 1990. “The Consequences of Interstate Banking Deregulation for Competition, the Structure of Service ...

Author: R. Alton Gilbert

Publisher: Springer Science & Business Media

ISBN: 9789401129763

Category: Business & Economics

Page: 245

View: 372

The articles and commentaries included in this volume were presented at the Federal Reserve Bank of St. Louis' fifteenth annual economic policy conference. The conference focused on the effects of a variety of recent changes in the market for financial services in the United States. This market has been changing rapidly in recent years: business loans have become more liquid, as the market for loan sales grows. Banks have been permitted to participate in a limited form of interstate banking. Commercial banks have been given permission to offer additional underwriting services. The market for residential mortgage credit has been transformed, through securitization and the declining role of savings and loan associations. Foreign financial firms have taken a rising share of the market financial services. The papers in this volume describe these changes and examine implications for financial institutions and their customers.
Categories: Business & Economics

The New Palgrave Dictionary of Money and Finance

The New Palgrave Dictionary of Money and Finance

The first interstate banking laws were enacted by states in New England and the Southeast. ... The Interstate Banking Revolution: Benefits, Risks and Tradeoffs for Bankers and Consumers. New York: Quorum Books. Savage, D.T. 1987.

Author: John Eatwell

Publisher: Springer

ISBN: 9781349117215

Category: Business & Economics

Page: 860

View: 481

The first reference work ever to be awarded the Eccles Prize for Excellence in Economic Writing from Columbia Business School. Continuing in the tradition of The New Palgrave , this 3-volume set provides an unparalleled guide to modern money, banking and finance. In over 1,000 substantial essays by leading academic and professional authorities, it provides the most comprehensive analysis available of contemporary theory and the fast-evolving global monetary and financial framework. In its scope and depth of coverage, it is indispensable for the academic and practitioner alike.
Categories: Business & Economics

Banking Expansion Reporter

Banking Expansion Reporter

Revolution. By Carter Golembe Chairman , The Secura Group I suppose that at one time or another everyone has enjoyed ... of OPEC's cartel pricing system , or the U.S. Supreme Court's blessing of the interstate banking compacts .

Author:

Publisher:

ISBN: UOM:35128000385011

Category: Banking law

Page:

View: 265

Categories: Banking law

The Bank Merger Wave The Economic Causes and Social Consequences of Financial Consolidation

The Bank Merger Wave  The Economic Causes and Social Consequences of Financial Consolidation

The Interstate Banking Revolution: Benefits, Risks, and Tradeoffs for Bankers and Customers. Westport, CT: Greenwood Press, 1989. ———. “The Diversification Effects of Bank Mergers.” Mimeo, 1994. Samolyk, Katherine.

Author: Gary Dymski

Publisher: Routledge

ISBN: 9781315292434

Category: Business & Economics

Page: 304

View: 184

This far-reaching study shows that operating efficiencies are not what are driving today's unrelenting bank merger mania. It suggests that bank mergers and consolidation may have effects that are contrary to consumer and non-financial business interests, such as lower rates of interest, increasing fees, and tighter credit constraints. Dymski recommends several new policies to apply to the evaluation of prospective mergers.
Categories: Business & Economics

Regional Capital Imbalances and the Removal of Interstate Banking Restrictions

Regional Capital Imbalances and the Removal of Interstate Banking Restrictions

Bernanke , B.S. , and M. Gertler , 1987 , Banking and Macroeconomic Equilibrium , in : W.A. Barnett and K.J. Singleton , eds . ... Rose , P.s. , 1989 , The Interstate Banking Revolution : Benefits , Risks , and Tradeoffs for Bankers and ...

Author: Jeffery W. Gunther

Publisher:

ISBN: UCSD:31822015051394

Category: Interstate banking

Page: 8

View: 736

Categories: Interstate banking

The Evolution of Foreign Banking Institutions in the United States

The Evolution of Foreign Banking Institutions in the United States

... Propositions, and Prescriptions Philip C. Grant The Interstate Banking Revolution: Benefits, Risks, and Tradeoffs for Bankers and Consumers Peter S. Rose Investing in Financially Distressed Firms: A Guide to Pre- and Post-Bankruptcy ...

Author: Faramarz Damanpour

Publisher: Greenwood Publishing Group

ISBN: 9780899303710

Category: Business & Economics

Page: 243

View: 128

"Professor Damanpour provides a unique insight into international finance and banking. Often books of this nature are either too theoretical or quantitative in nature. This book is a blend of both areas and thus becomes a useful tool . . . . I would recommend this book to anyone involved in international business irrespective of their specialized interest." Brian A. Reynolds, Ph.D. Director, Center for International Business National College of Education This groundbreaking study analyzes the rapid growth of foreign banking activity in the U.S. over the course of the past decade and evaluates the potential impact of this development on U.S. banking institutions. The author brings together a substantial amount of information and data not previously available in one source to provide important background information about the historical development of foreign banking in the U.S. and the market structure and activities of the financial institutions involved as well as their areas of specialization, legal environment, motivation, and future prospects.
Categories: Business & Economics

How the Other Half Banks

How the Other Half Banks

Peter Rose, The Interstate Banking Revolution (New York: Quorum Books, 1989), 4–5. “Official Proceedings of the Democratic National Convention Held in Chicago, Illinois, July 7, 8, 9, 10, and 11, 1896,” in The Annals of America, vol.

Author: Mehrsa Baradaran

Publisher: Harvard University Press

ISBN: 9780674495449

Category: Business & Economics

Page: 336

View: 801

The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect
Categories: Business & Economics

Bank Mergers in a Deregulated Environment

Bank Mergers in a Deregulated Environment

Quorum Books of Related Interest Banking Across State Lines Public and Private Consequences By Peter S. Rose “ [ A ] welcome updating of Rose's The Interstate Banking Revolution ... the highlight of the volume is this experienced ...

Author: Bernard Shull

Publisher: Greenwood Publishing Group

ISBN: 1567203795

Category: Business & Economics

Page: 217

View: 977

Banking and financial industry deregulation may hold promise for consumers, but what actually seems to be developing is trouble. Large banks are combining into small clusters of mega-banks with national and global reach, supported by government safety nets premised on fears that they are too big to be allowed to fail. One result, among several, is that retail banking suffers. The authors evaluate existing bank merger policy and offer workable proposals for new legislative actions that would enhance the benefits of bank mergers without exacerbating the weaknesses. A far reaching study and essential reading for executives in all corners of the industry, academic and government researchers, and teachers of business, finance, and public policy.
Categories: Business & Economics

Cross Border Entry in European Retail Financial Services

Cross Border Entry in European Retail Financial Services

... 16, 175-194 Rose, P. (1989), The Interstate Banking Revolution, Westport, Conn.; Quorum Rose, P. (1989b), "The banking firms making interstate acquisitions: theory and observable motives', Review of Business and Economics Research, ...

Author: Tobias C Hoschka

Publisher: Springer

ISBN: 9781349229796

Category: Business & Economics

Page: 339

View: 209

Providing a comprehensive assessment of the strategies of banks and insurance companies in the move towards an internal European market for financial services, this book analyzes the latest theoretical and institutional developments. It also provides a range of case studies of actual cross-border entry strategies of some of the largest European financial institutions.
Categories: Business & Economics

The Handbook of Mergers and Acquisitions

The Handbook of Mergers and Acquisitions

The Interstate Banking Revolution: Benefits, Risks, and Tradeoffs for Bankers and Customers. Westport, CT: Greenwood Press. Scott, J. A., & Dunkelberg, W. C. (2003). “Bank Mergers and Small Firm Financing.

Author: David Faulkner

Publisher: OUP Oxford

ISBN: 9780191628030

Category: Business & Economics

Page: 784

View: 373

With its inception at the end of the nineteenth century as a means of consolidation and reorganization, mergers and acquisitions (M&A) have since become quasi-institutionalized as one of the primary strategic options for organizations, as they seek to secure their position in an ever more competitive and globalizing market place. Despite the optimism surrounding M&A as strategic moves, research on post-merger company performance suggests that most firms engaging in M&A activity do not achieve the sought-after performance targets, either immediately or in the years following the deal. What is it that drives M&A activity when research results do not support the performance expectations of these undertakings? Alternatively, have M&A scholars got it all wrong in the way that M&A performance is measured? Is the topic too complex, enduring, and multifaceted to study? The Handbook argues that the field of M&A is in need of a re-rooting: past research needs to be critically reviewed, and fundamental assumptions revisited. A key issue preventing efforts in the practice and study of M&A from achieving dynamic syntheses has been the disciplinary gulf separating strategy, finance, and human relations schools. The Handbook aims to bridge the hitherto separate disciplines engaged in the study and practice of M&A to provide more meaningful results. Toward this end, the Handbook brings together a set of prominent and emerging scholars and practitioners engaged in the study of M&A to provide thought-provoking, state of the art overviews of M&A through four specific 'lenses' - strategic, financial, socio-cultural, and sectorial approaches. By summarizing key findings in current research and exploring ways in which the differing approaches could and should be 'synthesized', it aims to highlight the key issues facing M&A practitioners and academics at the dawn of the third millennium.
Categories: Business & Economics