HC 728 I Project Verde Volume I

HC 728 I   Project Verde  Volume I

... 2007-2013 £ m 2007 2008 2009 2010 2011 2012 2013 Co-op Bank and Britannia ... page 186; Santander UK plc, '2013 Annual Report', page 238; Nationwide, ...

Author: Great Britain. Parliament. House of Commons. Treasury Committee

Publisher: The Stationery Office

ISBN: 9780215078438

Category: Banks and banking

Page: 125

View: 890

One of the most significant consequences of Co-op Bank's near-collapse, from a public policy perspective, was the collapse of Lloyds Banking Group's planned divestment under Project Verde. Co-op Bank's withdrawal forced Lloyds to resort to its fallback option of an Initial Public Offering. The result is a new bank, TSB, which, not having an existing banking presence of its own, consists solely of the business divested by Lloyds. Accordingly, it has a personal current account market share not of 7 per cent, but of 4.2 per cent. There is a risk that a bank of this size might struggle to grow significantly and to act as a true challenger in the market. Had Co-op Bank's resulting capital shortfall been uncovered earlier, it is likely that the bank would not have progressed so far with Verde. As it was, the rapid and late emergence of the capital problem led to Co-op's withdrawal from the Verde process at a relatively late stage. The Committee recommends that the FRC investigation and the independent inquiry into the events at Co-op Bank consider the role of KPMG and the FSA in relation to the late emergence of loan impairment and IT losses. On the basis of these findings, the independent inquiry into the events at Co-op Bank should also form a view on whether Co-op's Verde bid could or should have been halted sooner. While it may not have been fully transparent from the start that Co-op Bank's bid was doomed to failure, it was beset by problems from an early stage. But it was not these problems that killed the deal-it was the capital shortfall that emerged only late in the day. It is important, from every angle to determine why the capital shortfall was not uncovered earlier.
Categories: Banks and banking

An Insider s Guide to Soccer

An Insider s Guide to Soccer

New York, NY: Taylor Trade Publishing, 2013. Barnes, Stuart. Nationwide Annual 2012-13: Soccer's pocket Encyclopedia. London, UK: Sportsbooks, 2012.

Author: Brian Wingate

Publisher: The Rosen Publishing Group, Inc

ISBN: 9781477785935

Category: Juvenile Nonfiction

Page: 48

View: 732

Whatever you know the sport as—soccer, fútbol, football, or association football—it is the world’s most popular team sport. And the World Cup, played every four years, is the world’s most popular sporting event. But that’s on the global stage. As everyone who plays or watches soccer knows, sometimes the real action and excitement can be found on the local field or pitch. This concise guide is a useful tool for those interested in playing (or just learning about) the game—including its earliest days of play, up-to-date descriptions of the various positions, clear explanations of the sometimes-confusing rules of play, and much more.
Categories: Juvenile Nonfiction

Annual Report

Annual Report

2 mission on China , 31 July 12 , Written Statement Submitted by Mary E. ... 21 February 13 ; National Bureau of Statistics of China , “ 2012 Nationwide ...

Author: United States. Congressional-Executive Commission on China


ISBN: MINN:31951D03668644D

Category: China


View: 519

Categories: China

Side Effects of Drugs Annual

Side Effects of Drugs Annual

Aust NZJ Psychiatry 2013;47(11):1002–12. ... BMJ Clin Res Ed 2012;344:d8012. ... attention deficit hyperactivity disorder: a nationwide Danish cohort study.


Publisher: Elsevier

ISBN: 9780444633910

Category: Medical

Page: 836

View: 537

The Side Effects of Drugs Annual was first published in 1977. It has been continually published since then as a yearly update to the voluminous encyclopedia Meyler's Side Effects of Drugs. Each new Annual continues to provide clinicians and medical investigators with a reliable and critical yearly survey of new data and trends in the area of adverse drug reactions and interactions. An international team of specialists has contributed to the informative Annual by critically interpreting it and by pointing to whatever is misleading. Provides a critical yearly survey of new data and trends on the side effects of drugs Authored and reviewed by pioneers throughout the world in the clinical and practice sciences An essential clinical on side effects of drugs for practitioners and healthcare professionals
Categories: Medical

OECD Urban Policy Reviews Korea 2012

OECD Urban Policy Reviews  Korea 2012

... 38 33 28 23 18 13 8 -5 -3 -1 1 3 5 7 9 Annual average population growth rate (1970-2005) (%) Notes: The horizontal line represents the nationwide annual ...

Author: OECD

Publisher: OECD Publishing

ISBN: 9789264174153


Page: 185

View: 739

This Urban Policy Review of Korea assesses Korea’s approach to sustainable urban development as expressed in its recent urban policy reform and national green growth agenda. The government has responded to the economic, environmental and social ...

Congressional Executive Commission on China

Congressional Executive Commission on China

Annual Report, 2011 Government Publishing Office. ary 13 . mission on China , 31 July 12 , Written Statement Submitted by Mary E. Gallagher , Associate ...

Author: Government Publishing Office

Publisher: Government Printing Office


Category: History

Page: 348

View: 679

NOTE: NO FURTHER DISCOUNT FOR THIS PRINT PRODUCT-- OVERSTOCK SALE -- Significantly redued list price The 2012 Annual Report by the Congressional-Executive Commission on China on human rights conditions and the development of the rule of law in China. October 10, 2011. 112th Congress, 1st Session. Related product: New and current edition: Congressional Executive Commission on China Annual Report, 2015 can be found here: https: //bookstore.gpo.gov/products/sku/052-071-01573-6"
Categories: History

Annual Plan

Annual Plan

Table 14.3 : Disbursement during Jul - Dec 2012-13 Description Cases Rs ... The Nationwide Poverty Scorecard Survey , the first of its kind in South Asia ...

Author: Pakistan. Planning Commission


ISBN: MINN:31951D032745794

Category: Pakistan


View: 268

Categories: Pakistan

Title 47 Telecommunication Parts 20 to 39 Revised as of October 1 2013

Title 47 Telecommunication Parts 20 to 39  Revised as of October 1  2013

Beginning January 1, 2012, the total annual amount of the incumbent local exchange carrier portion of the nationwide loop cost expense adjustment shall not ...

Author: Office of The Federal Register, Enhanced by IntraWEB, LLC

Publisher: IntraWEB, LLC and Claitor's Law Publishing

ISBN: 9780160921278

Category: Law

Page: 586

View: 172

47 CFR Telecommunication
Categories: Law

Media and Social Inequality

Media and Social Inequality

Nationwide newspaper coverage of same-sex marriage: A community structure approach. Paper presented to the Mass Communication Division at the annual meeting ...

Author: John C. Pollock

Publisher: Routledge

ISBN: 9781317981015

Category: Social Science

Page: 194

View: 947

This book is among the first to systematically explore the impact of community inequality on reporting political and social change. Although most journalism scholars are still fascinated by the impact of media on society, Media and Social Inequality explores the reverse perspective: the impact of society on media. Using a 'community structure' approach, and rejecting the perspective that studies of media and audiences can be reduced to the individual level of psychological phenomena, all contributions examine connections between community-level 'macro' characteristics and variations in the coverage of critical issues. This innovative book differs from previous community structure volumes in two ways. First, contributions explore a far wider range of community characteristics by employing creative methodologies, modern archives, and databases that facilitate larger, more diverse samples; multilevel and longitudinal analyses; composite measures of both 'content' and editorial judgment; new technologies; and social network analysis. Second, a traditional emphasis on media as instruments of political and social 'control' is replaced by media as potential mirrors of social 'change,' exploring 'bottom-up' measures of 'vulnerability', 'concentrated disadvantage', and 'ethnic diversity/pluralism'. The volume contains two original chapters: one on nationwide US coverage of the "Occupy" movement in the expanded introduction, and another on nationwide US coverage of universal health care. This book was originally published as a special issue of Mass Communication and Society.
Categories: Social Science

Department for International Development s Annual Report and Accounts 2011 12

Department for International Development s Annual Report and Accounts 2011 12

Ninth Report of Session 2012-13, Vol. ... the performance of our resources , to be doing that nationwide , which is what portfolio . ... the annual report .

Author: Great Britain: Parliament: House of Commons: International Development Committee

Publisher: The Stationery Office

ISBN: 0215053184

Category: Business & Economics

Page: 80

View: 969

About two-thirds of DFID's expenditure in 2011-12, including nearly 40% of its bilateral spending, went through multilateral organisations even though they have higher administrative costs. This represents a major change in recent years and has been accompanied by a decline in direct aid to recipient Governments. DFID argues that the change is not a reflection of its need to spend money quickly, but a result of the reduced need for budget support in countries with rising tax bases and improved financial management, as well as its focus on fragile states. The DFID needs to ensure that it has thoroughly examined other options such as greater use of local NGOs and sector budget support. DFID has switched expenditure from low income to middle income countries, in part because several countries with a large number of poor people have recently graduated to middle-income status. Policy towards middle income countries varies and DFID needs establish and make public the criteria it will use to inform decisions of when and how it should cease to provide aid. DFID should also consider establishing a Development Bank - that could offer concessional loans alongside grant aid and would free from the constraint of having to ensure that cash was spent by the end of the financial year. Staffing also may still not be sufficient to oversee the huge expenditure of UK taxpayers' money undertaken by multilaterals. MPs remain concerned that DFID's has ended its bilateral programme in one of the world's poorest countries, Burundi, and is urging the new Secretary of State to re-instate it.
Categories: Business & Economics

TERI Energy Data Directory Yearbook TEDDY 2012 13

TERI Energy Data Directory   Yearbook  TEDDY  2012 13

The adverse impact on coal production was negligible during the nationwide one-day strike on 28 February 2012. • Ameeting was held with the chairman of the ...

Author: Teri

Publisher: The Energy and Resources Institute (TERI)

ISBN: 9788179935200

Category: Business & Economics

Page: 460

View: 388

TERI Energy Data Directory Yearbook, or TEDDY, is an annual publication brought out by TERI since 1986. TEDDY is often used as a reference in other peer-reviewed books and journals for energy and environment-related data. It gives an annual overview of the developments in the energy supplying and consuming sectors as well as the environment sector. It also provides a review of the government policies that have implications for these sectors of the Indian economy. TERI Energy Data Directory Yearbook, or TEDDY, is an annual publication brought out by TERI since 1986. TEDDY is often used as a reference in other peer-reviewed books and journals for energy and environment-related data. It gives an annual overview of the developments in the energy supplying and consuming sectors as well as the environment sector. It also provides a review of the government policies that have implications for these sectors of the Indian economy. Each edition of TEDDY contains India’s commercial energy balances for the past four years that provide comprehensive information on energy flows within different sectors of the economy and how they have been changing over time. These energy balances and conversion factors are a valuable ready reckoner for anybody working on energy and related sectors.
Categories: Business & Economics

A New Leaf

A New Leaf

... Times, February 12, 2013. 59. U.S. Conference of Mayors, Resolution Number 32, 2013, ... International Narcotics Control Board, “Annual Report, 2012 ...

Author: Alyson Martin

Publisher: The New Press

ISBN: 9781595589293

Category: Law

Page: 242

View: 181

Two award-winning journalists offer a “cogent, well-sourced and ambitious analysis of the slow decline of cannabis prohibition in the United States” (Kirkus Reviews). In November 2012, voters in Colorado and Washington passed landmark measures to legalize the production and sale of cannabis for social use—a first in the United States and the world. Once vilified as a “gateway drug,” cannabis is now legal for medical use in eighteen states and Washington, DC. Yet the federal government refuses to acknowledge these broader societal shifts. 49.5 percent of all drug-related arrests involve the sale, manufacture, or possession of cannabis. In the first book to explore the new landscape of cannabis in the United States, investigative journalists Alyson Martin and Nushin Rashidian demonstrate how recent cultural and legal developments tie into cannabis’s complex history and thorny politics. Reporting from nearly every state with a medical cannabis law, Martin and Rashidian interview patients, growers, doctors, entrepreneurs, politicians, activists, and regulators. A New Leaf moves from the federal cannabis farm at the University of Mississippi to the headquarters of the ACLU to Oregon’s World Famous Cannabis Café. The result is a lucid account of how cannabis legalization is changing the lives of millions of Americans and easing the burden of the “war on drugs” both domestically and internationally.
Categories: Law

Constitutional Development in China 1982 2012

Constitutional Development in China  1982 2012

... constitution normatively more rigorous and practically more effective.13 Third, ... The Annual Meeting represented not only one of the major forms of ...

Author: Lin Li

Publisher: Springer Nature

ISBN: 9789813292611

Category: Law

Page: 399

View: 106

This volume presents an overview of the evolution of the current Chinese Constitution (1982) and the characteristics of constitutional studies since 1978. Readers are introduced to the basic principles of constitutional system in China and gain insights into the real state of Chinese law, allowing them to form their own opinions. It will also aid commercial communications with Chinese legal professionals as well as enterprises. The book covers a number of topics, including the history of constitutional communication between Chinese constitutionalists and the International Association of Constitutional Law since 1981, the most important academic contributions to international conferences concerning constitutional law by Chinese constitutionalists, the main characteristics of the current Chinese Constitution in the field of constitutional studies in China, the key issues of constitutional practice and implementation in China, the challenges of running the fundamental political system of the People’s Representative Congress and the characteristics of rule of law specific to China.
Categories: Law

Annual Update in Intensive Care and Emergency Medicine 2013

Annual Update in Intensive Care and Emergency Medicine 2013

10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. ... of postpartum hemorrhage in a large, nationwide sample of deliveries.

Author: Jean-Louis Vincent

Publisher: Springer Science & Business Media

ISBN: 9783642351099

Category: Medical

Page: 905

View: 743

The Yearbook compiles the most recent developments in experimental andclinical research and practice in one comprehensive reference book. Thechapters are written by well recognized experts in the field of intensive care and emergency medicine. It is addressed to everyone involved in internal medicine, anesthesia, surgery, pediatrics, intensive care and emergency medicine.​
Categories: Medical

Wrongful Convictions in China

Wrongful Convictions in China

Available at: http:// www.amnesty.org/en/library/info/ACT50/001/2012/en Deep ... Provincial and Territorial Heads of Prosecutions, Annual Report 2013 ...

Author: Na Jiang

Publisher: Springer

ISBN: 9783662460849

Category: Law

Page: 356

View: 930

The primary focus of this comparative and empirical work is to address wrongful convictions between China and common-law countries in order to promote a better understanding of wrongful convictions in China’s practice with the help of comparative analyses, verifiable and empirical data and case studies. It examines the scope of wrongful convictions and offers new insights into the worldwide movement to prevent them, assesses how far it has progressed and what reforms are most needed. The book suggests that adversarial and inquisitorial systems alike could benefit from this research and learn valuable lessons from one another on how to effectively reduce the risk of wrongful convictions.
Categories: Law

New Technology Big Data and the Law

New Technology  Big Data and the Law

Accessed 13 Oct 2016 Conference of State Bank Supervisors & Money Transmitter Regulators Association (2012a) The enhanced CSBS/MTRA nationwide cooperative ...

Author: Marcelo Corrales

Publisher: Springer

ISBN: 9789811050381

Category: Law

Page: 330

View: 474

This edited collection brings together a series of interdisciplinary contributions in the field of Information Technology Law. The topics addressed in this book cover a wide range of theoretical and practical legal issues that have been created by cutting-edge Internet technologies, primarily Big Data, the Internet of Things, and Cloud computing. Consideration is also given to more recent technological breakthroughs that are now used to assist, and — at times — substitute for, human work, such as automation, robots, sensors, and algorithms. The chapters presented in this edition address these issues from the perspective of different legal backgrounds. The first part of the book discusses some of the shortcomings that have prompted legislators to carry out reforms with regard to privacy, data protection, and data security. Notably, some of the complexities and salient points with regard to the new European General Data Protection Regulation (EU GDPR) and the new amendments to the Japan’s Personal Information Protection Act (PIPA) have been scrutinized. The second part looks at the vital role of Internet intermediaries (or brokers) for the proper functioning of the globalized electronic market and innovation technologies in general. The third part examines an electronic approach to evidence with an evaluation of how these technologies affect civil and criminal investigations. The authors also explore issues that have emerged in e-commerce, such as Bitcoin and its blockchain network effects. The book aims to explain, systemize and solve some of the lingering legal questions created by the disruptive technological change that characterizes the early twenty-first century.
Categories: Law

Economic Bulletin

Economic Bulletin

12.2 Land market Nationwide land prices in January 2012 rose for the 15th ... 2011 2012 2007 2008 2009 2010 Nationwide Annual , Annual Annual Q4 Annual Q3 ...



ISBN: UCBK:C098792232

Category: Korea (South)


View: 543

Categories: Korea (South)