The Law of Payment Services in the EU

The EC Directive on Payment Services in the Internal Market

Author: Despina Mavromati

Publisher: Kluwer Law International B.V.

ISBN: 9041127003

Category: Law

Page: 308

View: 4276

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The role that payments play within the general framework of financial services in the EC is indispensable for the realization of a true single European market including, inter alia, the conditions of cross-border purchasing, the legal framework of consumer protection, and the technical standards against fraud in payment systems. The Commission's New Legal Framework for payment services in the internal market - as evidenced by the EC Payment Services Directive (PSD) - represents an important step towards the completion of an initiative for a Single Euro Payments Area and, more broadly, EU-wide.
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The Law and Regulation of Payment Services

A Comparative Study

Author: Rhys Bollen

Publisher: Kluwer Law International B.V.

ISBN: 904114207X

Category: Law

Page: 304

View: 1273

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There is a widespread demand among businesses for more convenient and reliable international payment products, and inevitably this has led to calls for more predictable and consistent regulation of these products, especially in the light of such innovations as online payments and ‘stored value’ cards. Recognizing that recurring risks tend to be dealt with in similar ways by most legal regimes, this study – the first of its kind – draws on a detailed analysis of the strengths and weaknesses of existing regimes to develop an international model which incorporates both the legal elements and their practical application. In building his model, the author addresses the fundamental questions in the law of payment services: Who bears the risk of unauthorised payments? What must be done about claims of error? When are payments completed so that they discharge the underlying liability? When can payments be reversed? These issues are examined through in-depth descriptions of payment facilities as regulated in five key jurisdictions – Australia, the United Kingdom, the European Union, Singapore, and the United States – under the headings of scope, licensing, disclosure, obligations of the parties, liability, redress, and dispute resolution. The five regimes are further measured against the key harmonization project in this field, the UNCITRAL Model Law on Credit Transfers. The discussion is illustrated with analyses of leading cases and a number of worked examples. In summary, this very useful book synthesizes a logical and useful package of regulatory measures into a model that takes into account the lessons learnt in the regulation of payment services. Businesses will warmly welcome the study’s contribution toward reducing the cost of taking a product to market across multiple jurisdictions. Policymakers and legislators will find the task of comparing the various approaches to payment services regulation and analyzing their effectiveness greatly facilitated.
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Ellinger's Modern Banking Law

Author: E.P. Ellinger,E. Lomnicka,C. Hare

Publisher: Oxford University Press

ISBN: 0199232091

Category: Law

Page: 948

View: 3254

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This book looks at the UK banking in the context of general legal doctrines and banking regulation. It draws on Australian, US and Canadian examples and deals with the impact of the recent global financial crisis.
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The Law of Securities, Commodities and Bank Accounts

The Rights of Account Holders

Author: Marek Dubovec

Publisher: Edward Elgar Publishing

ISBN: 1782549021

Category: Business & Economics

Page: 256

View: 9516

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The author identifies and explains the critical components and functions of the systems for the holding of rights in accounts with intermediaries, identifying underlying principles that should be embodied in modern legislation underpinning the law of a
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Realm of Company Law

Author: L. S. Sealy

Publisher: Kluwer Law International B.V.

ISBN: 9041107339

Category: Business & Economics

Page: 273

View: 4023

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This outstanding compilation of papers addresses current, diverse issues in company law. Topics of discussion include governance of enterprises, rights and responsibilities of management, protection of investors, minority shareholder protection, company solvency, and the impact of technology on commercial practice. This important collection of quality work marks the occasion of the retirement of Len Sealy, a scholar, teacher, author, law reformer, and even drafter who has made a profound, globally-felt contribution to the realm of company law. The works brought together in this unique tribute come from leading company lawyers from around the world. Practitioners and academics in the field will want to add this momentous work of lasting import to their libraries.
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Deceit: The Lie of the Law

Author: Peter Macdonald Eggers

Publisher: CRC Press

ISBN: 131791273X

Category: Law

Page: 304

View: 6958

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Deceit: The Lie of the Law will provide a complete and detailed account of the law of deceit as developed over the past two centuries. This new book by Peter MacDonald Eggers examines the commercial, contractual and civil relationships in which claims in deceit have been made.
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