The prepayable pools have greater volatility since the borrowers can pay off their
principal in lump sums. The non-prepayables thus offer a ... While not necessarily in your best interest, you will need to know about them. Let's discuss step-ups.
Author: W. H. Cunningham
Publisher: Dundurn
ISBN: 9781550028768
Category: Business & Economics
Page: 221
View: 650
Gives you the tools to meet your income and retirement needs by making the retail fixed income market more accessible and efficient.
The other phrases involve bond traders telling institutional salespeople to
suggest certain transactions to their ... It is the shorthand of the business, likely
unintelligible to you. ... What is in it's self-interest is seldom in your best interest.
Author: W. H. Cunningham
Publisher: Dundurn
ISBN: 1550025783
Category: Business & Economics
Page: 172
View: 844
Gives you the tools to meet your income and retirement needs by making the retail fixed income market more accessible and efficient.
Author: W. H. (Hank) CunninghamPublish On: 2012-01-28
While not necessarily in your best interest, you will need to know about them.
Let's first discuss step-ups. Step-up bonds are issued mostly by provinces, Crown
corporations, and banks. They are not straightforward. They are called step-ups ...
Author: W. H. (Hank) Cunningham
Publisher: Dundurn
ISBN: 9781554888900
Category: Business & Economics
Page: 224
View: 522
In Your Best Interest will give you the tools to demystify the fixed income market and meet your income and retirement needs. In Your Best Interest will put you ahead of the average investor or financial advisor by giving you the tools to demystify the fixed income market and meet your income and retirement needs.
If both you and your spouse are willing to be fair, then be fair with attorneys at your side. They have a fiduciary and ethical duty to tell you if you are not making
the best deal for yourself, but they will honor your decision to be less than
ruthless if ...
Author: Baksh Nadir Psy. D.
Publisher: eBookIt.com
ISBN: 9781456602345
Category: Family & Relationships
Page: 138
View: 425
This book is a manual for parents who are divorcing. Written by a licensed clinical forensic psychologist and a Ph.D.nurse/counselor its purpose is to help parents save their children unnecessary anguish throughout the divorce process. The advice and direction contained here are eminently practical-detailing what adults can expect from a custody battle; what they will encounter in themselves and in their children (emotionally, physically, mentally) during divorce; helping parents to make sense out of their children's questions; offering guidance in making decisions for themselves and their kids; and explaining the ultimate importance of putting the child's needs first. What makes this book different and invaluable is that the authors refuse to take a sugar-coated or willy-nilly approach. They have witnessed, firsthand, too much pain an suffering in families during divorce to hold back their strong, direct words and warnings. "We are not afraid to take a stand," they declare up front. "In fact, we believe it is our duty to underscore the needs of your children so they don't get lost or disappear underneath legal paperwork." While they fully understand that adults do not set out to cause damage to their children, they also know that any divorce, if not handled properly, will absolutely cause serious problems to children. Such "proper handling" must include a strategically-planned blueprint that maps out a child's need for emotional health and well-being. In The Best Interest Of The Child guides the divorcing adults in the drafting of such a blueprint. Without it, they plead, "your children's lives will quickly stagnate or suffocate in the mire and muck created by spousal mud-slinging and attorney-posturing." The tone of the book, while uncompromising, also generates strong credibility for the author's words, and easily inspires confidence in their readers. Years of experience as therapists and family counselors allow the authors to present their material with authority, sanity and genuine wisdom. Topics covered include: what to expect when you are divorcing; the stress and fear that children take on; the need for extra vigilance and care toward children; softening or preventing the custody "battle"; the hidden needs of children; and dealing with an uncooperative spouse.
The best way to understand the subjunctive is to look at some examples : If it
were August , I would go to the beach . ... It's in your best interests not to make
your readers feel excluded by your choice of words , so you should strive for
gender ...
every acrimonious sensation, subdue every party spirit, and render their love
universal, such as they know it will be, when they assemble to eat bread in their
Father's kingdom. Shall I now, my dear child, descend to meaner things ; and
from ...
Chapter 8 Shift Happens T oday, in most schools, the “effectiveness” of teachers
is measured by their students' performance on annual state tests. Because of the
importance placed on these test results, teachers walk into their classrooms ...
Author: Kelly Gallagher
Publisher: Stenhouse Publishers
ISBN: 9781625310446
Category: Education
Page: 248
View: 676
What is in the best interest of our students? Is it teaching to the newest standards movement, like the Common Core? Teaching that prepares students to take a test? Or is it something more meaningful and authentic? In his new book, In the Best Interest of Students, Kelly Gallagher notes that there are real strengths in the Common Core standards, and there are significant weaknesses as well. He takes the long view, reminding us that standards come and go but what remains constant is the need to stay true to what we know works in the teaching of reading, writing, speaking and listening. Instead of blindly adhering to the latest standards movement, Kelly advocates: · Dialing up the amount of reading and writing students are doing. · Balancing rigorous, high-quality literature and non-fiction with high-interest, student-selected titles. · Giving students much more choice when it comes to reading and writing activities. · Encouraging readers to deepen their comprehension by moving beyond the "four corners of the text." · Using modeling to enrich students' writing skills in the prewriting, drafting, and revision stages. · Helping young writers to achieve more authenticity through the blending of genres. · Resisting the de-emphasis of narrative and imaginative reading and writing. · Providing students with more opportunities to sharpen their listening and speaking skills · Planning lessons that move beyond Common Core expectations. In this provocative and insightful new book, Kelly surveys the teaching landscape since the publication of his highly regarded book Readicide, and finds that although some progress has been made, more needs to be done. Amid the frenzy of trying to teach to a new set of standards, Kelly Gallagher is a strong voice of reason, reminding us that instruction should be anchored around one guiding question: What is in the best interest of our students?
Divorce Courts to outright defy First Amendment protections to divorced parents,
and order parents not to discuss religion with their child. Parents can easily stand
up for this right by insisting that their attorneys plead this properly in their Court ...
Author: Ron Palmer
Publisher: Ron B Palmer
ISBN: 9781489520562
Category:
Page: 332
View: 408
You Can Protect Your Children in Divorce You can stop the divorce court from invading your privacy You can stop the illegal family studies You can limit the judges authority to rip your life apart You can stop the personal attacks on your parenting style You can stop the system from hurting your child You can stop the system from making you broke You can learn to protect those you love most The Divorce Industry takes BILLIONS of dollars from our children every single year! STOP THEM NOW! This book will give you the arguments, the legal framework for stopping the divorce custody machine dead in its tracks. This book will show you how to stop giving up your rights to your children. Your children need you in their lives. The most important thing you can do to give your child a future is to remain a full parent in their lives. To retain equal time to show them love and to teach them through your daily example. Children do best in life when they have two fit parents active in their lives. Your right to the care, custody and control over your child is a Fundamental Liberty, just as your right to free speech is, or your right to freedom of religion is a Fundamental Liberty. Your child has the right to associate with you and to have you as a parent, not a visitor, in their life. You and your child have privacy rights in your family life that are between you and your child as individuals. They do NOT come from the marriage, and, if you are a natural parent, they do NOT come from the Government. If you let them, the State will take your rights adn do with them what they please. Knowledge is Power! Know your Rights! Protect Your Children
If you do these exercises prior to climbing , you will be tired during your climbing
session , and thus will have a lower chance of performing well and a greater
chance of injuring yourself . Therefore , it is in your best interest to do these
exercises ...
Author: Heather Reynolds Sagar
Publisher: Stackpole Books
ISBN: 0811727351
Category: Sports & Recreation
Page: 164
View: 607
Written by a professional trainer and climber, this guide allows each climber to tailor a training program to his or her specific needs.
The Wise Advocate wants the best for you (such as you receiving and giving the
5 A's), so it encourages you to value your true self and make decisions in a
rational way based on what is in your overall best interest in the long term. The best ...
Author: Jeffrey Schwartz MD
Publisher: Penguin
ISBN: 1101516119
Category: Psychology
Page: 368
View: 723
Two neuroscience experts explain how their 4-Step Method can help break destructive thoughts and actions and change bad habits for good. A leading neuroplasticity researcher and the coauthor of the groundbreaking books Brain Lock and The Mind and the Brain, Jeffrey M. Schwartz has spent his career studying the structure and neuronal firing patterns of the human brain. He pioneered the first mindfulness-based treatment program for people suffering from OCD, teaching patients how to achieve long-term relief from their compulsions. For the past six years, Schwartz has worked with psychiatrist Rebecca Gladding to refine a program that successfully explains how the brain works and why we often feel besieged by bad brain wiring. Just like with the compulsions of OCD patients, they discovered that bad habits, social anxieties, self-deprecating thoughts, and compulsive overindulgence are all rooted in overactive brain circuits. The key to making life changes that you want-to make your brain work for you-is to consciously choose to "starve" these circuits of focused attention, thereby decreasing their influence and strength. As evidenced by the huge success of Schwartz's previous books, as well as Daniel Amen's Change Your Brain, Change Your Life, and Norman Doidge's The Brain That Changes Itself, there is a large audience interested in harnessing the brain's untapped potential, yearning for a step-by-step, scientifically grounded and clinically proven approach. In fact, readers of Brain Lock wrote to the authors in record numbers asking for such a book. In You Are Not Your Brain, Schwartz and Gladding carefully outline their program, showing readers how to identify negative brain impulses, channel them through the power of focused attention, and ultimately lead more fulfilling and empowered lives.
else) will make decisions based on what they think would be in your best interest.
Their judgment may not be the same as yours. By not signing an advance
directive, you may burden not only your family (who will have to make painful ...
Author: David John Doukas
Publisher: JHU Press
ISBN: 9780801892073
Category: Health & Fitness
Page: 168
View: 168
It won’t happen to me. I’m too busy to worry about a living will. My family will know what to do. No one wants to plan for death or incapacitating illness. But, as the emotional legal battle in the Terri Schiavo case made all too clear, people of all ages need to document and communicate clear decisions about the final details of their lives while they are healthy and have time to fully consider their own values and preferences. Here, Drs. David Doukas and William Reichel help individuals make decisions and communicate their wishes to health care providers and family members and other loved ones. Drs. Doukas and Reichel use a question-and-answer format to guide readers through the process—emphasizing the crucial connection between values and treatment preferences. They explain advance directives and the health care decision-making process, including the values history, family covenants, proxies, and proxy negation. The appendix includes resources and Web links for learning about advance directive requirements and obtaining legal forms in all fifty states. This practical guide helps people navigate the important but often intimidating process of thinking about, and planning for, an uncertain future.
This agent will usually have a manager. In whose best interest is the manager
working for? I am not sure. The manager works directly for the company and the
company is full of people working against your best interest. What are they to do?
Author: James Joseph
Publisher: Morgan James Publishing
ISBN: 9781614482925
Category: Business & Economics
Page: 194
View: 188
This book has been written to educate real estate owners and sellers how the marketing of their property by the real estate sales community has changed to their detriment and to show them that is a solution to the current problem and this solution is the Internet and how to effectively utilize it to sell their real estate all the while saving big money in doing so. The book is combined with and refers to a new system for selling real estate online that enables sellers for the first time to not just market their property but to actually track and complete the entire transaction electronically.
Yes , you have a common goal with your publisher . Yes , it ' s a partnership that
should benefit both of you , but at the end of the day you may find that what ' s in your best interest is not necessarily what ' s in your publisher ' s best interest .
Author: Clea Saal
Publisher: Virtualbookworm Publishing
ISBN: 158939349X
Category: Language Arts & Disciplines
Page: 184
View: 955
Computers and new printing technologies have brought significant changes to the world of self-publishing. Unlike what was the case only a decade ago, it is now possible to release a book without printing a full press run and the Internet provides some marketing opportunities that were not available a few years ago. This means that a book can now be published for a very modest fee, and that warehousing costs are a thing of the past. If you are thinking about self-publishing, then this book will provide you with a quick overview of everything you need to know in order to have your book released. And, it will help you decide whether or not self-publishing is really the best thing for your book. One of the things this book does not attempt to do is tell you that self-publishing is for everyone. Unlike most books on the subject, this one does try to present an accurate portrayal of the advantages and disadvantages of self-publishing, something that is critical if you want to avoid a painful disappointment.
In other words, the parent does for the child what the child himself cannot yet do
or will not do that is in his best interest, whether it is because of insufficient ability
or lack of understanding, or the unwillingness to recognize, or in defiance of, the
...
Author: Henri Parens
Publisher: Jason Aronson
ISBN: 9780765708977
Category: FAMILY & RELATIONSHIPS
Page: 227
View: 211
Taming Aggression in Your Child: How to Avoid Raising Bullies, Delinquents, or Trouble-Makers is a guide to preventing children from developing aggressive behaviors. Dr. Henri Parens explains what causes aggression to develop in children and how to achieve compliance in children through effective limit-setting, discipline, and punishment. A must read for all parents, whether you are frustrated by your toddler s temper tantrums or worry that your older child is bullying siblings or classmates"
Are you paying someone to advise you to maintain your plan as it is—that is, not
to slash its expenses? Why would you do that? Any adviser worth his or her salt
will want what is in your best interest, and saving money is definitely in your best
...
Author: Frank R. Cirullo
Publisher: Frank R. Cirullo
ISBN: 9781439236291
Category: Business & Economics
Page: 84
View: 350
This practical, hands-on business how-to guide will teach you how to cut your 401(k) expenses and optimize your plan so that you have more money, time, and less stress.
For example, you might write “Go back to school now” as Contemplated Course
of Action #1 and “Go back to school when ... Next, you'll write down whether you'
ve chosen to pursue the option that's most likely to be in your best interest, and if
...
Author: Edward S. Kubany
Publisher: New Harbinger Publications
ISBN: 9781572249882
Category: Psychology
Page: 344
View: 555
Based on a new treatment model for post-traumatic stress disorder, or PTSD, this manual offers an effective and comprehensive therapy targeting symptoms of PTSD in battered women. Pioneered by Dr. Kubany, this innovative intervention is called cognitive trauma therapy, or CTT. CTT includes modules on trauma history exploration, negative self-talk monitoring, stress management, PTSD education, exposure to trauma reminders, overcoming learned helplessness, challenging supposed to beliefs, building assertiveness, managing mistrust, identifying potential abusers, managing contacts with former partners, managing anger, decision-making, self-advocacy, and a very important module on overcoming trauma-related guilt. CTT is a highly structured intervention, deliverable to clients unlike any other therapy. Most procedures are described in such great detail, they can be literally read or paraphrased by therapists--thereby facilitating ease of learning and delivery and making this manual a valuable resource for community health providers and other individuals who counsel battered women, but who may not have advanced higher education.
It may be in your best interest to share your guilt with your most trusted friend or
counselor to figure out how to best substitute appropriate behaviors when you
are faced with similar issues. If there is something you can do to alleviate your
guilt, ...
Author: Rosalene Glickman
Publisher: John Wiley & Sons
ISBN: 0471421316
Category: Psychology
Page: 256
View: 888
"The quantum leap beyond positive thinking, Optimal Thinking offers a whole new way of looking at life, business, and relationships. This prescriptive self-improvement book is filled with superlative information for every type of reader."
Work Agreements Work Agreements Work Agreements Work Agreements Work
Agreements It is in everyone's best interest for you to draw up a work agreement with your caregiver. The work agreement sets out in writing the expectations of ...
Indeed, the rule always to do what is in your patient's best interest, when you
have multiple patients with competing claims, involves a notorious logical fallacy
familiar from Bentham's initial sloppy statement of the fundamental rule of ...
Author: Marion Danis
Publisher: Oxford University Press
ISBN: 9780190225476
Category: Medical
Page: 352
View: 551
Health systems need to set priorities fairly. In one way or another, part of this important task will fall to physicians. How do they make judgments about resource stewardship, and how should they do so? How can they make such decisions in a manner that is compatible with their clinical duties to patients? In this book, philosophers, bioethicists, physicians, lawyers and health policy experts make the case that priority setting and rationing contribute significantly to the possibility of affordable and fair healthcare and that clinicians play an indispensable role in that process. The book depicts the results of a survey of European physicians about their experiences with rationing and other cost containment strategies, and their perception of scarcity and fairness in their health care systems. Responding to and complementing these findings, commentators discuss why resource allocation and bedside rationing is necessary and justifiable. The book explores how bedside rationing relates to clinical judgments about medical necessity and medical indications, marginal benefits, weak evidence based medicine, off-label use. The book highlights how comparative studies of health care systems can advance more effective and fair bedside rationing through learning from one another. From a practical standpoint, the book offers a number of strategies for health care systems and clinicians to work in tandem to allocate and ration resources as fairly as possible: how to foster more attention to fairness when rationing at the bedside, how to avoid exacerbating health disparities when allocating resources, how to teach about bedside rationing to students, how to discuss rationing more explicitly in the public arena and in the doctor's office.
Whatever job you have, dream job or otherwise, or, you are unemployed or
underemployed, or you have yet to join the job market from high school or
college, it will be in your best interest to meet the following minimal guidelines: (a
) you are ...
Author: David Paraiso
Publisher: Lulu.com
ISBN: 9780578093536
Category:
Page: 80
View: 176
This book is a collection of best practices and lessons learned in planning, and implementing various strategies of preparing for, keeping and transitioning from jobs to other jobs in several industries - healthcare, banking, finance, semi-conductor, retail, aerospace, automotive, telecommunications, oil, federal/state/county/city governments, entertainment, and transportation - among others. This book builds the case for public officials, policy makers, the private sector and the rest of us to get our act and work together. The current economic problems and loss of jobs are self-inflicted and caused by a catastrophic collapse of governance in 2008 and the years prior. Companion volumes to this book are: Job Market: Innovators, Stakeholders & Infrastructure, Job Market: Family and Support System, and Job Market: The Retired, Disadvantaged and Marginalized.