How to File for Chapter 7 Bankruptcy

Author: Stephen Elias,Albin Renauer

Publisher: Nolo

ISBN: 141332195X

Category: Business & Economics

Page: 440

View: 2696

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If you have more debt than you can possibly pay off, the bankruptcy system is there to help -- and with How to File for Chapter 7 Bankruptcy, you'll find the clear and user-friendly information, advice, and step-by-step instructions you’ll need to get through the entire process. First, the book will help you determine whether you qualify for Chapter 7 -- and whether it is the best way to deal with your debts. Then you'll find out how to: stop wage garnishments and attachments cancel as much debt as possible deal with secured debts keep the maximum amount of property keep your home, if possible ebuild credit after bankruptcy The 19th edition is revised to include instructions on filling out the new means test forms, changes to state exemption laws (that determine what property bankruptcy filers may keep), and the latest court decisions. Plus, state and federal charts let you quickly find your state's exemption laws. Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.
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How to Make Your Credit Card Rights Work for You

Save Money

Author: Franshone Winn Esq

Publisher: Xlibris Corporation

ISBN: 1469169436

Category: Business & Economics

Page: 308

View: 6478

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How to Use Your Credit Card Rights Work For You is a clear, concise, and comprehensive guide of credit card rights and how to use them. The book is a must read for credit card holders of all ages and also those who are applying for a credit card. The book explains your rights when you apply for a credit card, when you have a credit card, and when you have a dispute with the credit card issuer. The book also explains what to do when you feel your credit card rights are Violated. Readers of this book will know how to use their credit card rights to save money and reduce debt.
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How to Survive and Prosper After a Financial Misfortune

A Complete Guide to Your Legal Rights After Bankruptcy, Foreclosure, Repossession, and Eviction

Author: Tracy Alexandra Carr

Publisher: Atlantic Publishing Company

ISBN: 1601382987

Category: Business & Economics

Page: 336

View: 3533

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The U.S. economy may be on the verge of a slight recovery after the worst recession since the Great Depression, but citizens are still facing a number of financial burdens. Nearly 1.5 million Americans filed for Chapter 7 or Chapter 13 bankruptcy in 2009 --- a 32 percent increase from 2008. MSN Money reported that in 2010, more Americans will file for bankruptcy than for divorce, and more Americans will sink further into debt than have a heart attack, be diagnosed with cancer, or graduate college, 2009 also saw a 21 percent increase in the number or U.S. foreclosures to 2.8 million, and the real estate crisis does not seem to be over just yet. These financial misfortunes can take a toll, but you do not have to let them ruin your life. How to Survive and Prosper After a Financial Misfortune will help you make the financial and personal decisions necessary to rebuild your life and come out on the other side. You will learn how to start rebuilding your credit immediately, how to shuck the social stigma associated with filing for bankruptcy, and what your rights are coming out of a repossession or eviction. You will learn the housing options available after you file for foreclosure and how to negotiate with the bank to make the process less damaging. This book details more than ten major financial hardships and investigates how each will affect your finances, life, and family, as well as providing you with instructions about how to bounce back. This book discusses how you can take advantage of government and municipal programs designed specifically to help people with financial problems. You will learn the different ways you can overcome the black marks on your record, find a new home, and acquire hard-to-find financial assistance. This book also contains advice from experts in debt management and bankruptcy law to provide a comprehensive perspective of financial hardships. With How to Survive and Prosper After a Financial Misfortune, you will not only learn how to survive your downturn in financial standing, but you will learn how to thrive and prosper in your new life. How to Survive and Prosper After a Financial Misfortune is a must-read for anyone interested in breaking free from the cycle of debt and other pressing financial problems. It is comprehensive, easy to read, and absolutely clear. The author helps readers understand the root of their troubles and then offers a step-by-step plan to achieve lasting financial security.
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How to Get Credit After Filing Bankruptcy

The Complete Guide to Getting and Keeping Your Credit Under Control

Author: Mitch Wakem

Publisher: Atlantic Publishing Company

ISBN: 1601381379

Category: Business & Economics

Page: 288

View: 5617

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According to the United States Bankruptcy Courts, the number of bankruptcies filed each year is on the rise. People file bankruptcy for a variety of reasons, such as preventing foreclosure on their homes, preventing repossession of property, loss of employment, or reducing or eliminating debts. The most common types of bankruptcy for which individuals file are Chapter 7 and Chapter 13. Chapter 7 involves the surrender of property to pay debts, while a Chapter 13 bankruptcy allows for the retention of property but requires payments over the next three to five years. A person who finds himself or herself in this undesirable situation may wonder how they are ever going to repair their credit. How to Get Credit after Filing Bankruptcy: The Complete Guide to Getting and Keeping Your Credit under Control provides the answers in a clear-cut, easy-to-read manner. The author tells you how to take charge of your credit so you can apply for loans and mortgages and obtain low interest rates. In addition, you will learn how to order a copy of your credit report, how to check your credit report for accuracy, how to read it, how to avoid discrimination and credit repair scams, how to apply for an unsecured credit card, how to report your good work to bureaus if creditors do not, how to maintain good relationships with your bank and creditors, how to consolidate all your debt, how to lessen your reliance on credit cards, and how to decide if lawyer-assisted credit repair is right for you. You will also learn simple strategies for making payments on time and for rebuilding your credit. Whether you have just declared bankruptcy or you have been living with the stigma for years, this new book will provide you with all the information you need to take a step in the right direction. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
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Introduction to Bankruptcy Law

Author: Martin A. Frey,Sidney K. Swinson

Publisher: Cengage Learning

ISBN: 1435440803

Category: Law

Page: 672

View: 429

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INTRODUCTION TO BANKRUPTCY LAW, 6t edition uses a step-by-step approach and presents a clear and understandable explanation of each type of bankruptcy filing. Signature features include a brief history of bankruptcy law, research aids, alternatives to bankruptcy, a discussion of the role of the various parties involved in the bankruptcy process, and an overview concerning eligibility and the selection of the appropriate bankruptcy chapter under which the case should be filed. The text also includes updated cases to detail bankruptcy legal procedures from initiation of the attorney/client relationship through the closing of the case. /With its discussion of electronic filing, and updated changes in the Bankruptcy Code and the Federal Rules of Bankruptcy Procedure, the new edition of INTRODUCTION TO BANKRUPTCY LAW, 6th edition is a complete resource for any paralegal bankruptcy law course. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
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The Family Lawyer's Guide to Bankruptcy

Forms, Tips, and Strategies

Author: Shayna M. Steinfeld,Bruce R. Steinfeld

Publisher: American Bar Association

ISBN: 9781590319628

Category: Law

Page: 376

View: 610

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This book offers practical guidance on the new legislation and how it affects divorcing spouses. Among the aspects explained include the types of bankruptcy cases; case commencement; automatic stay; property of the estate; lien avoidance; priority of alimony, maintenance, and support debts; avoidability of transfers between married spouses; executory contracts; dismissal; closing the case; and revocation of discharge. Appendices are contained on an accompanying CD-ROM.
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Consumer Bankruptcy Protection in Michigan

Author: Gene F. Turnwald

Publisher: Strategic Book Publishing

ISBN: 1608603946

Category: Law

Page: 172

View: 2862

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Filing bankruptcy on your own but don't know where to start? This book provides all the answers you need to file a Chapter 7 Bankruptcy in the state of Michigan. You will be given a comprehensive overview of the process and learn important information such as how the bankruptcy process works, glossary of terms, who can qualify, what to expect when filing bankruptcy, and how to file a Chapter 7 Bankruptcy. Despite changes to the bankruptcy laws in 2005, individuals have the right to file bankruptcy without the aid of an attorney. The difficultly is that increased paperwork can make it difficult to do. This book will assist you from beginning to end, and may save you hundreds of dollars in attorney fees while doing so! This valuable resource provides a step-by-step, page-by-page example on filing a Chapter 7 bankruptcy in Michigan. When you are ready to file, actual forms are also provided for your convenience. Use the handy checklist to keep track of your work and, if you choose not to file on your own, a valuable one-hundred-dollar coupon is enclosed for added savings.
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The Most Important Questions a Surety Can Ask about Bankruptcy

Author: Deborah S. Griffin,Doreen Spadorcia

Publisher: American Bar Association

ISBN: 9781590311844

Category: Bankruptcy

Page: 81

View: 9317

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Concentrating on the ways to treat the surety within the framework of the Bankruptcy Code, this book examines the surety's position as the man-in-the-middle between the obligee and the principal, and between the claimants and the principal.
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Chapter 7 Bankruptcy

Seven Steps to Financial Freedom

Author: Freebird Publishers,William J. Patterson

Publisher: N.A

ISBN: 9780998036182

Category:

Page: 241

View: 1244

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Much of bankruptcy procedure is technical and very straight forward. More often than not, there is only one way to complete a required form and only one set of rules that apply to that form. Being familiar with the legal system, prisoners understand that one misstep can cost you your freedom. With Chapter 7 Bankruptcy, your financial freedom is at stake. This book is designed to be an all-inclusive resource guide with step-by-step instructions for prisoners filing their own Chapter 7. It details the basic information on different aspects of federal bankruptcy laws, as well as the author's own personal experience in filing a successful Chapter 7 claim. Here are sample forms, schedules, and instructions you need to obtain your financial freedom! In these pages you will learn a wealth of information and have the technical points explained in easy to follow language. Also featured is a basic explanation of the different chapters under which a bankruptcy case may be filed and answers to some of the most commonly asked questions about the bankruptcy process.The goal of this work is to help you through all of the steps, to point out obstacles along the way and resources both inside and outside of prison, and finally, to provide you with inspiration and encouragement that you too can do this on your own. With preparation, patience, and perseverance, you can accomplish anything - including the successful discharge of your own Chapter 7 Bankruptcy. If you follow these 7 basic steps to completing a Chapter 7 Bankruptcy, you too can enjoy the freedoms that a fresh start will provide.
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