Digital Insurance

Digital Insurance

Conclusions This chapter stresses the fact that strategy, marketing, economics,
and challenges are very important in digital insurance. Insurance companies
should take into account several points in connection with each one of these
aspects.

Author: Bernardo Nicoletti

Publisher: Springer

ISBN: 9781137553270

Category: Business & Economics

Page: 339

View: 531

This book explores the ways in which the adoption of new paradigms, processes, and technologies can lead to greater revenue, cost efficiency and control, as well as improved business agility in the insurance industry.
Categories: Business & Economics

Digital Data Collection and Information Privacy Law

Digital Data Collection and Information Privacy Law

10 OECD, Technology and Innovation in the Insurance Sector 8. 11 Mai 331. 12
Michael Cebulsky and others, 'The Digital Insurance: Facing Customer
Expectation in a Rapidly Changing World' in Claudia Linnhoff-Popien, Ralf
Schneider and ...

Author: Mark Burdon

Publisher: Cambridge University Press

ISBN: 9781108417921

Category: Law

Page: 300

View: 605

Calling for future law reform, Burdon questions if you will have privacy in a world of ubiquitous data collection.
Categories: Law

Seeing Digital

Seeing Digital

SEEING DIGITAL New forms of digital insurance and assurance will be required
Every year, more than a million people die in car accidents. Once in a great
whileapassengerjetcrashesordisappears. Industrialaccidentsaretoonumerous to
be ...

Author: David Moschella

Publisher: Leading Edge Forum

ISBN: 9780692101124

Category: Business & Economics

Page: 225

View: 388

Are we getting digital right? CXOs, Silicon Valley, IT professionals, individuals and governments are asking the same question. Technology is changing business and society in dramatic ways and with a speed that makes strategy challenging. Seeing Digital addresses issues such as the dual-disruption agenda with world class digital insights presented in a unique visual format. Its proven mix of topical breadth, powerful images, original insights, and actionable exercises is being used by many organizations and individuals around the world. The Leading Edge Forum works with more than 100 large organizations from all parts of the globe, engaging with CEOs, COOs and CIOs, digital marketing teams, product innovation groups, IT and human resource professionals, business strategists, technology suppliers, venture capitalists, government officials and digital enthusiasts. LEF's highly visual research approach quickly and powerfully conveys ideas, concepts and decision-making frameworks to help the modern organization succeed and ¿See Digital!¿
Categories: Business & Economics

How to Succeed in the Digital Age

How to Succeed in the Digital Age

The Customer in the Insurance Industry of the Future Markus Hofmann, AXA
Group* Insurance Products as Classical ... of the digital world is already evident
today in customers points of contact with an insurance company, an agent, or an
 ...

Author: Rupert Stadler

Publisher: BoD – Books on Demand

ISBN: 9783956010781

Category: Political Science

Page: 300

View: 526

It’s starting to look as if the whirlwind of the Internet revolution might be petering out to a gentle breeze. The customer’s new position of power is now a well-established fact. For the business world, Facebook and Twitter accounts, coupled with an attractive website, now rank high on most checklists for corporate success. But is that really enough? In a world where even the smallest air current can build into a powerful storm, it can obviously prove to be a mistake not to keep a constant watch on the ever-changing digitalization trend – the trend that is generating new data and networking ever more physical products all the time. How fast can an online post by a single disgruntled customer call forth hordes of angry users that can do lasting damage to a company’s reputation? Could data be the key to business success in the future? Success in the Digital Age is the first-ever collection of success stories and reports of real-world experiences by 17 CEOs and leading executives from a diverse range of industries as well as leading academics.
Categories: Political Science

Flood Insurance Study

Flood Insurance Study

Digital base map file ( s ) Digital Flood Insurance Study files ( work map files )
Digital Elevation Model ( DEM ) or Digital Terrain Model ( DTM ) if used Hard
copy plots Map index Data quality report Computer generated profiles Digital
data ...

Author:

Publisher:

ISBN: UCR:31210018614337

Category: Flood damage prevention

Page:

View: 346

"This edition ... reflects the changes in mapping policy and technical procedures that have been adopted by the Federal Emergency Management Agency."--Preface.
Categories: Flood damage prevention

The Digital Hand

The Digital Hand

Patterns. and. Digital. Applications. in. the. Insurance. Industry. The insurance
business is unique among businesses in the quantity of statistical data that are
compiled and in the degree to which such data are utilized in everyday practice.

Author: James W. Cortada

Publisher: Oxford University Press

ISBN: 0198037104

Category: Business & Economics

Page: 656

View: 506

The Digital Hand, Volume 2, is a historical survey of how computers and telecommunications have been deployed in over a dozen industries in the financial, telecommunications, media and entertainment sectors over the past half century. It is past of a sweeping three-volume description of how management in some forty industries embraced the computer and changed the American economy. Computers have fundamentally changed the nature of work in America. However it is difficult to grasp the full extent of these changes and their implications for the future of business. To begin the long process of understanding the effects of computing in American business, we need to know the history of how computers were first used, by whom and why. In this, the second volume of The Digital Hand, James W. Cortada combines detailed analysis with narrative history to provide a broad overview of computing's and telecomunications' role in over a dozen industries, ranging from Old Economy sectors like finance and publishing to New Economy sectors like digital photography and video games. He also devotes considerable attention to the rapidly changing media and entertainment industries which are now some of the most technologically advanced in the American economy. Beginning in 1950, when commercial applications of digital technology began to appear, Cortada examines the ways different industries adopted new technologies, as well as the ways their innovative applications influenced other industries and the US economy as a whole. He builds on the surveys presented in the first volume of the series, which examined sixteen manufacturing, process, transportation, wholesale and retail industries. In addition to this account, of computers' impact on industries, Cortada also demonstrates how industries themselves influenced the nature of digital technology. Managers, historians and others interested in the history of modern business will appreciate this historical analysis of digital technology's many roles and future possibilities in an wide array of industries. The Digital Hand provides a detailed picture of what the infrastructure of the Information Age really looks like and how we got there.
Categories: Business & Economics

Digital Excellence

Digital Excellence

sector where weak competition and other impulses have led to only rather limited
ICT expansion; users might even find disadvantages through the increased
presence of insurance companies on the Internet which creates strong emphasis
on ...

Author: Paul J.J. Welfens

Publisher: Springer Science & Business Media

ISBN: 3540726217

Category: Science

Page: 146

View: 476

This book offers examples of how experience and innovation can be combined to create something new, with a particular emphasis on practical implementation, such as generating successful solutions by merging Information and Communication Technology (ICT) and managerial concepts.
Categories: Science

Levees and the National Flood Insurance Program

Levees and the National Flood Insurance Program

Available online at http://www.fema.gov/pdf/nfip/manual200810/16map.pdf.
hydrologic and hydraulic analyses to develop base flood elevations and
designate risk zones during flood insurance studies (FISs) (FEMA, 1995). The
Digital Flood ...

Author: National Research Council

Publisher: National Academies Press

ISBN: 9780309282901

Category: Science

Page: 274

View: 162

The Federal Emergency Management Agency's (FEMA) Federal Insurance and Mitigation Administration (FIMA) manages the National Flood Insurance Program (NFIP), which is a cornerstone in the U.S. strategy to assist communities to prepare for, mitigate against, and recover from flood disasters. The NFIP was established by Congress with passage of the National Flood Insurance Act in 1968, to help reduce future flood damages through NFIP community floodplain regulation that would control development in flood hazard areas, provide insurance for a premium to property owners, and reduce federal expenditures for disaster assistance. The flood insurance is available only to owners of insurable property located in communities that participate in the NFIP. Currently, the program has 5,555,915 million policies in 21,881 communities3 across the United States. The NFIP defines the one percent annual chance flood (100-year or base flood) floodplain as a Special Flood Hazard Area (SFHA). The SFHA is delineated on FEMA's Flood Insurance Rate Maps (FIRM's) using topographic, meteorologic, hydrologic, and hydraulic information. Property owners with a federally back mortgage within the SFHAs are required to purchase and retain flood insurance, called the mandatory flood insurance purchase requirement (MPR). Levees and floodwalls, hereafter referred to as levees, have been part of flood management in the United States since the late 1700's because they are relatively easy to build and a reasonable infrastructure investment. A levee is a man-made structure, usually an earthen embankment, designed and constructed in accordance with sound engineering practices to contain, control, or divert the flow of water so as to provide protection from temporary flooding. A levee system is a flood protection system which consists of a levee, or levees, and associated structures, such as closure and drainage devices, which are constructed and operated in accordance with sound engineering practices. Recognizing the need for improving the NFIP's treatment of levees, FEMA officials approached the National Research Council's (NRC) Water Science and Technology Board (WSTB) and requested this study. The NRC responded by forming the ad hoc Committee on Levee and the National Flood Insurance Program: Improving Policies and Practices, charged to examine current FEMA treatment of levees within the NFIP and provide advice on how those levee-elated policies and activities could be improved. The study addressed four broad areas, risk analysis, flood insurance, risk reduction, and risk communication, regarding how levees are considered in the NFIP. Specific issues within these areas include current risk analysis and mapping procedures behind accredited and non-accredited levees, flood insurance pricing and the mandatory flood insurance purchase requirement, mitigation options to reduce risk for communities with levees, flood risk communication efforts, and the concept of shared responsibility. The principal conclusions and recommendations are highlighted in this report.
Categories: Science

Digital Actuarial Resources

Digital Actuarial Resources

Equation Guide for SOA Exam MLC Digital Actuarial Resources. _[n-\t\t<n 1 [0,t>
n v(=v'. f(«-LrJ)vr,r<«. lo,r>«. £(Z) = (ZX4), = J(n-[/>' *,/>,a(0 * For all types of
insurance described above (excluding the increasing and decreasing types): Var
(Z) ...

Author: Digital Actuarial Resources

Publisher: Digital Actuarial Resources

ISBN: 9780979807121

Category: Business & Economics

Page: 46

View: 800

This equation guide from Digital Actuarial Resources is designed to aid a student preparing for Exam MLC offered through the Society of Actuaries. The formulae guide covers the life contingency material. This study guide contains all the actuarial mathematics equations a student needs to memorize for Exam MLC through the SOA. The guide is 46 pages with 650+ formulas. Included in the guide are equations for: Basic Probability, Survival Equations, APV of Life Insurance, APV of Life Annuities, Premiums, Reserves, Multiple Life Insurances, Multiple Decrement Models, Insurance Expenses, Multi-State Transition Models, Counting Distributions, Modifications to Random Variables, Discrete Distributions, and Aggregate Claims.
Categories: Business & Economics

The Digital Photography Book

The Digital Photography Book

Insurance. Policy. If you're hired to do a paid gig (like a wedding, or a portrait
session, etc.), you want to make darn sure you have a backup flash, because if,
for whatever reason, your first flash dies (you drop it, the wind knocks your flash
over ...

Author: Scott Kelby

Publisher: Peachpit Press

ISBN: 0321678761

Category: Photography

Page: 264

View: 573

Scott Kelby, author of The Digital Photography Book, volume 1 (the world’s best-selling digital photography book of all time), is back with a follow-up to his volume 2 smash best seller, with an entirely new book that picks up right where he left off. It’s even more of that “Ah ha—so that’s how they do it,” straight-to-the-point, skip-the-techno-jargon stuff you can really use today to make your shots even better. This book truly has a brilliant premise, and here’s how Scott describes it: “If you and I were out on a shoot and you asked me, ‘Hey Scott, I want the light for this portrait to look really soft and flattering. How far back should I put this softbox?’ I wouldn’t give you a lecture about lighting ratios, or flash modifiers. In real life, I’d just turn to you and say, ‘Move it in as close to your subject as you possibly can, without it actually showing up in the shot.’ Well, that’s what this book is all about: you and I out shooting where I answer questions, give you advice, and share the secrets I’ve learned, just like I would with a friend—without all the technical explanations and techie photo speak.” Each page covers a single concept on how to make your photography better. Every time you turn the page, you’ll learn another pro setting, tool, or trick to transform your work from snapshots into gallery prints. If you’re tired of taking shots that look “okay,” and if you’re tired of looking in photography magazines and thinking, “Why don’t my shots look like that?” then this is the book for you. This isn’t a book of theory—full of confusing jargon and detailed concepts. This is a book on which button to push, which setting to use, and when to use it. With nearly 200 more of the most closely guarded photographic “tricks of the trade,” this book gets you shooting dramatically better-looking, sharper, more colorful, more professional-looking photos every time.
Categories: Photography

Home Builder s guide to coastal construction

Home Builder s guide to coastal construction

Using a Digital Flood Insurance Rate Map ( DFIRM ) HOME BUILDER'S GUIDE
TO COASTAL CONSTRUCTION Technical Fact Sheet No. 1.3 Purpose : To
explain the purpose of Flood Insurance Rate Maps ( FIRMs ) , Digital Flood
Insurance ...

Author: Federal Emergency Management Agency

Publisher: Government Printing Office

ISBN: 0160914132

Category:

Page: 180

View: 269

NOTE: NO FURTHER DISCOUNT FOR THIS PRINT PRODUCT -- OVERSTOCK SALE -- Signficantly reduced lsit price FEMA produced this series of 37 fact sheets to provide technical guidance and recommendations concerning the construction of coastal residential buildings. The fact sheets present information aimed at improving the performance of buildings subject to flood and wind forces in coastal environments. Photographs and drawings illustrate National Flood Insurance Program (NFIP) regulatory requirements, the proper siting of coastal buildings, and recommended design and construction practices for building components, including structural connections, the building envelope, and utilities. Many of the fact sheets also include lists of FEMA and other resources that provide more information about the topics discussed. Where appropriate, resources are accompanied by active web links. A list of the individual fact sheets that are contained inFEMA P-499, follows.Category 1 GeneralFact Sheet No. 1.1, Coastal Building Successes and FailuresFact Sheet No. 1.2, Summary of Coastal Construction Requirements and RecommendationsFact Sheet No. 1.3, Using a Flood Insurance Rate Map (FIRM)Fact Sheet No. 1.4, Lowest Floor ElevationFact Sheet No. 1.5, V-Zone Design and Construction CertificationFact Sheet No. 1.6, Designing for Flood Levels Above the BFEFact Sheet No. 1.7, Coastal Building MaterialsFact Sheet No. 1.8, Non-Traditional Building Materials and SystemsFact Sheet No. 1.9, Moisture Barrier Systems Category 2 Planning Fact Sheet No. 2.1, How Do Siting and Design Decisions Affect the Owner's Costs?Fact Sheet No. 2.2, Selecting a Lot and Siting the Building Category 3 Foundations Fact Sheet No. 3.1, Foundations in Coastal AreasFact Sheet No. 3.2, Pile InstallationFact Sheet No. 3.3, Wood-Pile-to-Beam ConnectionsFact Sheet No. 3.4, Reinforced Masonry Pier ConstructionFact Sheet No. 3.5, Foundation Walls Category 4 Load Paths Fact Sheet No. 4.1, Load PathsFact Sheet No. 4.2, Masonry DetailsFact Sheet No. 4.3, Use of Connectors and Brackets Category 5 Wall Systems Fact Sheet No. 5.1, HousewrapFact Sheet No. 5.2, Roof-to-Wall and Deck-to-Wall FlashingFact Sheet No. 5.3, Siding Installation in High-Wind RegionsFact Sheet No. 5.4, Attachment of Brick Veneer In High-Wind Regions Category 6 Openings Fact Sheet No. 6.1, Window and Door InstallationFact Sheet No. 6.2, Protection of Openings Shutters and Glazing Category 7 - Roofing Fact Sheet No. 7.1, Roof Sheathing InstallationFact Sheet No. 7.2, Roof Underlayment for Asphalt Shingle RoofsFact Sheet No. 7.3, Asphalt Shingle Roofing for High-Wind RegionsFact Sheet No. 7.4, Tile Roofing for High-Wind AreasFact Sheet No. 7.5, Minimizing Water Intrusion through Roof Vents in High-Wind RegionsFact Sheet No. 7.6, Metal Roof Systems in High-Wind Regions Category 8 Attachments Fact Sheet No. 8.1, Enclosures and Breakaway WallsFact Sheet No. 8.2, Decks, Pools, and Accessory StructuresFact Sheet No. 8.3, Protecting Utilities Category 9 Repairs Fact Sheet No. 9.1, Repairs, Remodeling, Additions, and Retrofitting FloodFact Sheet No. 9.2, Repairs, Remodeling, Additions, and Retrofitting Wind Category G Guide Fact Sheet No. G.1, Technical Fact Sheet GuideFact Sheet No. G.2, References and Resources"
Categories:

Authentic Learning in the Digital Age

Authentic Learning in the Digital Age

SLA's Technology Team will determine what type of repair a laptop is eligible for
and be responsible for carrying out and administering the repair. School District
Insurance—In Short We strongly encourage the purchase of insurance available
 ...

Author: Larissa Pahomov

Publisher: ASCD

ISBN: 9781416619598

Category: Education

Page: 195

View: 948

How can you create an authentic learning environment—one where students ask questions, do research, and explore subjects that fascinate them—in today’s standards-driven atmosphere? Author Larissa Pahomov offers insightful answers based on her experience as a classroom teacher at the Science Leadership Academy—a public high school in Philadelphia that offers a rigorous college-prep curriculum and boasts a 99 percent graduation rate. Pahomov outlines a framework for learning structured around five core values: inquiry, research collaboration, presentation and reflection. For each value, she presents: * A detailed description of how the value can transform classroom practice and how a “digital connection” can enhance its application. * A step-by-step outline for how to implement the value, with examples from teachers in all subject areas. * Solutions to possible challenges and roadblocks that teachers may experience. * Suggestions for how to expand the value beyond the classroom to schoolwide practice.* Anecdotes from students, offering their perspectives on how they experienced the value in the classroom and after graduation. The framework is a guide, not a prescription, and middle and high school teachers—individually or as a team—can use it to structure whatever content and skills their current school or district requires. The book also includes suggestions for how to integrate technology into inquiry-based education, but the principles and approaches it describes can be applied successfully even in places without abundant technology. Both practical and inspiring, Authentic Learning in the Digital Age is an indispensable handbook for reinvigorating teaching and learning in a new era.
Categories: Education

Mental Health Practice in a Digital World

Mental Health Practice in a Digital World

Second was the passage and implementation of the Patient Protection and
Affordable Care Act of 2010. Each is discussed below. The Wellstone-Domenici
Act extended parity for mental health and substance use insurance benefits to all
large ...

Author: Naakesh A. Dewan

Publisher: Springer

ISBN: 9783319141091

Category: Medical

Page: 228

View: 607

The purpose of the Mental Health Practice in a Digital World: A Clinicians Guide book is to prepare clinicians to understand, critically evaluate, and embrace well-designed and validated technologies that have the potential of transforming the access, affordability, and accountability of mental healthcare. The reader will become aware of the practical applications of technology in mental health as well as research supporting information technology tools, policy debates. Each chapter contains either examples or scenarios that are relevant to the current practice of mental health care. Policy makers, application developers, scientists, and executives that have lead or supported the use of technologies in real world practice are chapter authors. The goal for this book is to be the key resource for current and future mental health clinicians in the U.S. and around the world to become familiar with technology innovations and how they impact and improve clinical practice.
Categories: Medical

The Internet Edge

The Internet Edge

Under DPT, publishers of digital works would assign each work privileged rights
that can be exercised by fair-use licensees. Publishers would also declare an
insurance limit based on the expected commercial value of their rights to the
digital ...

Author: Mark Stefik

Publisher: MIT Press

ISBN: 026269249X

Category: Computers

Page: 320

View: 664

Stefik examines the "magic" of new technologies in light of older issues involving the conflict of values in society. Issues include censorship, copyright protection, privacy, and economic stability.
Categories: Computers

Health Insurance Today E Book

Health Insurance Today   E Book

I. Introduction II. Impact of Computers on Health Insurance III. Role of HIPAA in
Electronic Transmissions IV. Electronic Data Interchange A. Benefits of Electronic
Data Interchange V. Electronic Claims Process A. Methods Available for Filing ...

Author: Janet I. Beik

Publisher: Elsevier Health Sciences

ISBN: 9780323262446

Category: Medical

Page: 528

View: 392

With an emphasis on preparing and filing claims electronically, Health Insurance Today, 4th Edition features completely updated content on ICD-10 coding, ARRA, HI-TECH, Version 5010, electronic health records, the Health Insurance Reform Act, and more. The friendly writing style and clear learning objectives help you understand and retain important information, with review questions and activities that encourage critical thinking and practical application of key concepts. Clear, attainable learning objectives help you focus on the most important information. What Did You Learn? review questions allow you to ensure you understand the material already presented before moving on to the next section. Direct, conversational writing style makes reading fun and concepts easier to understand. Imagine This! scenarios help you understand how information in the book applies to real-life situations. Stop and Think exercises challenge you to use your critical thinking skills to solve a problem or answer a question. HIPAA Tips emphasize the importance of privacy and following government rules and regulations. Chapter summaries relate to learning objectives, provide a thorough review of key content, and allow you to quickly find information for further review. Key coverage of new topics includes medical identity theft and prevention, National Quality Forum (NQF) patient safety measures, ACSX12 Version 5010 HIPAA transaction standards, EMS rule on mandatory electronic claims submission, and standards and implementation specifications for electronic health record technology. Increased emphasis on producing and submitting claims electronically gives you an edge in today’s competitive job market. UPDATED! Additional ICD-10 coding content prepares you for the upcoming switch to the new coding system. NEW! Content on ARRA, HI-TECH, and the Health Insurance Reform Act ensures you are familiar with the latest health care legislation and how it impacts what you do on the job.
Categories: Medical

Strategies and Policies in Digital Convergence

Strategies and Policies in Digital Convergence

We propose to create a spectrum insurance to protect the user from the risk. The
decision by the government to discontinue an ALLOC specification may be
justified from the standpoint of the demand and the supply of all spectrum
resources.

Author: Sangin Park

Publisher: IGI Global

ISBN: 9781599041582

Category: Computers

Page: 222

View: 418

"This book addresses and positions the issues in business strategy and public policy rising from digital convergence, especially in the areas of mobile communications, broadband networks, and digital multimedia broadcast services. It presents new business opportunities generated by digital convergence, and raises governance issues in digital convergence"--Provided by publisher.
Categories: Computers

Digital Archaeology

Digital Archaeology

The Art and Science of Digital Forensics Michael W. Graves. Each VM ... In this
illustration, the insurance agency utilizes two SaaS providers. ... While Electronic
Payments XYZ Insurance Company Policy Quotation Application Online Payment
.

Author: Michael W Graves

Publisher: Addison-Wesley

ISBN: 9780132853798

Category: Computers

Page: 600

View: 872

The Definitive, Up-to-Date Guide to Digital Forensics The rapid proliferation of cyber crime is increasing the demand for digital forensics experts in both law enforcement and in the private sector. In Digital Archaeology, expert practitioner Michael Graves has written the most thorough, realistic, and up-to-date guide to the principles and techniques of modern digital forensics. Graves begins by providing a solid understanding of the legal underpinnings of and critical laws affecting computer forensics, including key principles of evidence and case law. Next, he explains how to systematically and thoroughly investigate computer systems to unearth crimes or other misbehavior, and back it up with evidence that will stand up in court. Drawing on the analogy of archaeological research, Graves explains each key tool and method investigators use to reliably uncover hidden information in digital systems. His detailed demonstrations often include the actual syntax of command-line utilities. Along the way, he presents exclusive coverage of facilities management, a full chapter on the crucial topic of first response to a digital crime scene, and up-to-the-minute coverage of investigating evidence in the cloud. Graves concludes by presenting coverage of important professional and business issues associated with building a career in digital forensics, including current licensing and certification requirements. Topics Covered Include Acquiring and analyzing data in ways consistent with forensic procedure Recovering and examining e-mail, Web, and networking activity Investigating users’ behavior on mobile devices Overcoming anti-forensics measures that seek to prevent data capture and analysis Performing comprehensive electronic discovery in connection with lawsuits Effectively managing cases and documenting the evidence you find Planning and building your career in digital forensics Digital Archaeology is a key resource for anyone preparing for a career as a professional investigator; for IT professionals who are sometimes called upon to assist in investigations; and for those seeking an explanation of the processes involved in preparing an effective defense, including how to avoid the legally indefensible destruction of digital evidence.
Categories: Computers

Health Insurance

Health Insurance

Xerox, Digital, and Southern California Edison exemplify a large-employer
approach that separates the consideration of quality ... '"Digital estimates that
between 80 and 85 percent of employees Page 54 GAO/HEHS-97-71 Health
Insurance ...

Author: Michael Gutowski

Publisher: DIANE Publishing

ISBN: 9780788147548

Category:

Page: 86

View: 493

After several years of increases in the cost of employee health insurance, the nation's larger firms, employer coalitions, & even state governments entered the 1990s with an aggressive approach to rein in employee health insurance costs. This report examines the strategies of large, innovative purchasers of health insurance who have attempted to stem the rapid escalation in health insurance costs &, at the same time, maintain or enhance the quality of care for their employees. Includes information on the attributes of flexibility & leverage; evaluation criteria; & plan options, incentives, & marketing.
Categories:

Insurance for Dummies

Insurance for Dummies

INTERNET & DIGITAL MEDIA AdWords For Dummies 978-0-470-15252-2
Blogging For Dummies, 2nd Edition 978-0-470-23017–6 Digital Photography All-
in-One Desk Reference For Dummies, 3rd Edition 978-0-470-03743-0 Digital ...

Author: Jack Hungelmann

Publisher: John Wiley & Sons

ISBN: 0470530103

Category: Business & Economics

Page: 384

View: 481

Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers
Categories: Business & Economics

Digital Exhaust

Digital Exhaust

Already more than 5 million cars are tracked by insurance companies with
systems that detect excessive speed or aggressive driving, so that drivers can be
penalized or rewarded accordingly. Progressive Insurance, for example, gives ...

Author: Dale Neef

Publisher: Pearson Education

ISBN: 9780133838343

Category: Business & Economics

Page: 320

View: 283

Will "Big Data" supercharge the economy, tyrannize us, or both? Data Exhaust is the definitive primer for everyone who wants to understand all the implications of Big Data, digitally driven innovation, and the accelerating Internet Economy. Renowned digital expert Dale Neef clearly explains: What Big Data really is, and what's new and different about it How Big Data works, and what you need to know about Big Data technologies Where the data is coming from: how Big Data integrates sources ranging from social media to machine sensors, smartphones to financial transactions How companies use Big Data analytics to gain a more nuanced, accurate picture of their customers, their own performance, and the newest trends How governments and individual citizens can also benefit from Big Data How to overcome obstacles to success with Big Data – including poor data that can magnify human error A realistic assessment of Big Data threats to employment and personal privacy, now and in the future Neef places the Big Data phenomenon where it belongs: in the context of the broader global shift to the Internet economy, with all that implies. By doing so, he helps businesses plan Big Data strategy more effectively – and helps citizens and policymakers identify sensible policies for preventing its misuse. By conservative estimate, the global Big Data market will soar past $50 billion by 2018. But those direct expenses represent just the "tip of the iceberg" when it comes to Big Data's impact. Big Data is now of acute strategic interest for every organization that aims to succeed – and it is equally important to everyone else. Whoever you are, Data Exhaust tells you exactly what you need to know about Big Data – and what to do about it, too.
Categories: Business & Economics