Mortgage originators sold $1.9 million worth of loans every minute in the peak
bubble years; they had no time or inclination for paperwork. ese fabrications
covered up the original sin: nobody established the chain of title properly, on
Author: David Dayen
Publisher: The New Press
Category: Business & Economics
NOW IN PAPERBACK The "gripping" (New York Times) and "Hitchcockian"(Publishers Weekly) story of how a nurse, a car dealership worker, and a forensic expert took on the nation’s largest banks A Kirkus Reviews and The Week best book of the year, David Dayen’s Chain of Title is a riveting work that recalls A Civil Action, Erin Brockovich, and Flash Boys, recounting how three ordinary Floridians—a car dealership worker, a cancer nurse, and an insurance fraud specialist—helped uncover the largest consumer crime in American history, challenged the most powerful institutions in America, and—for a brief moment—brought the corrupt financial industry to its knees. Lisa Epstein, Michael Redman, and Lynn Szymoniak did not work in government or law enforcement. They had no history of anticorporate activism. Instead they were all foreclosure victims, and while struggling with their shame and isolation they committed a revolutionary act: closely reading their mortgage documents, discovering the deceit behind them, and building a movement to expose it. Harnessing the power of the Internet, they revealed how the financial crisis and subsequent recession were fundamentally based upon a series of frauds that kicked millions out of their homes because of false evidence by mortgage companies that had no legal right to foreclose. As Rolling Stone's Matt Taibbi noted: "Chain of Title is a sweeping work of investigative journalism that traces the arc of a criminally underreported story in America, the collapse of the rule of law in the home mortgage industry."
"You were the love of my life, Shay. It never mattered to me that I wasn't yours." Thanks to her philandering husband, Shayna Chastain's twenty-five-year marriage crashed and burned. But she's no stranger to blindsides and heartbreak. She will do what she has always done: put one foot in front of the other and march forward. It's not easy to do, and her ex is making it even harder. And then there's the new man in her life . . . Sean Parker owns an Italian restaurant that has become Shayna's oasis. Their mutual attraction is instant, but the fallout from their relationship will last a lifetime. Because behind Sean's clean-cut, stylish exterior hides an unsavory past he has no intention of disclosing. What matters to him is right now. And right now, there's no way in hell he's going to lose the only woman he's ever loved. The only woman he can't live without. It could all be perfect, if only her meddling ex would get out of the way . . . Frank Chastain is a steely real estate mogul, who begrudgingly signed the dissolution papers Shayna forced on him. He never wanted to divorce the love of his life, always believed they could work it out. She'll be back. He's sure of it. And, now, more than ever, he needs that to be true. Because he needs Shayna to help him seal the lid shut on the secret that's threatening to destroy him. When the deadly consequences of secrets and lies shatter Shayna's world, she will be left to pick up the pieces, alone, once again.
Many of the transactions that occur are able to do so because of the work that you will complete in reviewing and detailing the public records pertaining to the subject property you are to research.
Author: S. Hennin
Publisher: Eiram Publishing
Category: Abstracts of title
The art of abstracting is one that involves a variety of skills. To begin the process of competently completing an abstract of title, you must first gain insight into the skills you must have in order to achieve success. These skills include an understanding of the fundamentals of real estate as it applies to the real property title you will research as well as an analysis of the specific tasks of title abstracting. You must also gain insight into the processes that occur beyond the research work that you will complete at the courthouse. Title abstracting is a core function within the real estate and mortgage lending industries. Many of the transactions that occur are able to do so because of the work that you will complete in reviewing and detailing the public records pertaining to the subject property you are to research. This coursework will provide you with fundamentals of real estate, the essential elements of title abstracting, and a look into the advanced practices involved in the issuance of title insurance. Each element of the course will assist you in gaining the fundamental skills that you need to begin on the path to abstracting success.
The theory of English conveyancers , in thus obtaining covenants against the acts
of all those not actually claiming by purchase , is that there may be no one in the chain of title against whose acts there is not a covenant.1 1 “ Although in theory ...
It is said , however , that O'Connell was not charged with constructive notice of
the Pate mortgage , because the mortgage was out of the chain of title . The chain of title disclosed by the record showed a conveyance from Pate to Eshman , from
Category: Law reports, digests, etc
Includes cases argued and determined in the District Courts of the United States and, Mar./May 1880-Oct./Nov. 1912, the Circuit Courts of the United States; Sept./Dec. 1891-Sept./Nov. 1924, the Circuit Courts of Appeals of the United States; Aug./Oct. 1911-Jan./Feb. 1914, the Commerce Court of the United States; Sept./Oct. 1919-Sept./Nov. 1924, the Court of Appeals of the District of Columbia.
"Do you think I'm a monster, Shay?" Shayna followed her heart when she married Sean, knowing that his past actions could destroy them both. His secrets became her burden that day, too. And as much as she loves him, she will never forget what he did to her ex-husband. Or that he rescued her daughter from monsters. She knows her husband is capable of terrible things. And extraordinary things. She married him with her eyes wide open, consequences and conscience be damned. Yet, memories of her ex-husband linger, torment her, remind her that there is a price for keeping secrets. And Sean's secrets have followed them to Singapore... He always knew his past would come knocking. He planned for it. As a former SEAL, Sean leaves nothing to chance. But this time is different. He has a wife to protect. A woman who says she will love him no matter what lurks in his sordid past. He doubts that. He hears what she mumbles about him in her sleep. And he also knows who else appears in her dreams... Her ex. Sean wants to focus on their future. But first he must lay his past to rest and undertake a personal mission to punish the man who poisoned his soul. It is a reckoning two decades in the making. He has given the orders. The plan is in motion. Everything is under control. Or is it? Because even if Sean survives his last mission, the future is no longer his alone to shape. He has a wife now. A strong-willed woman he cannot control as he has everything else in his life before her. He knows she will demand answers from him about his past if they are to continue their future together. Does she really want to know everything about him? Careful with the questions. The answers cannot be unheard... And the truth may force him to set her free.
This is a world where four major banks control most of our money, four airlines shuttle most of us around the country, and four major cell phone providers connect most of our communications.
Author: David Dayen
Publisher: The New Press
Category: Business & Economics
From the airlines we fly to the food we eat, how a tiny group of corporations have come to dominate every aspect of our lives—by one of our most intrepid and accomplished journalists "If you're looking for a book . . . that will get your heart pumping and your blood boiling and that will remind you why we're in these fights—add this one to your list." —Senator Elizabeth Warren on David Dayen's Chain of Title Over the last forty years our choices have narrowed, our opportunities have shrunk, and our lives have become governed by a handful of very large and very powerful corporations. Today, practically everything we buy, everywhere we shop, and every service we secure comes from a heavily concentrated market. This is a world where four major banks control most of our money, four airlines shuttle most of us around the country, and four major cell phone providers connect most of our communications. If you are sick you can go to one of three main pharmacies to fill your prescription, and if you end up in a hospital almost every accessory to heal you comes from one of a handful of large medical suppliers. Dayen, the editor of the American Prospect and author of the acclaimed Chain of Title, provides a riveting account of what it means to live in this new age of monopoly and how we might resist this corporate hegemony. Through vignettes and vivid case studies Dayen shows how these monopolies have transformed us, inverted us, and truly changed our lives, at the same time providing readers with the raw material to make monopoly a consequential issue in American life and revive a long-dormant antitrust movement.
... effect of recorded instrument not in chain of title , $ 11 : 40 assignment of
unrecorded household , sublease or , effect of recorded instrument not in chain of title , $ 11 : 38 bankrupt or by trustee in bankruptcy whose credentials are
Any person having the legal capacity to own land in this state , who has an
unbroken chain of title of record to any interest in land for thirty years or more ,
shall be deemed to have a marketable record title to such interest as defined in
Payne , supra , that a tax deed is an indepen Reichert was privy to the chain of title dent grant from sovereign authority which and therefore the mineral interest
was efgives a new , complete , and paramount title fectively severed as to him
( M ) CURING BREAK IN CHAIN OF TITLE - SECTION 614 . 17 OF THE CODE -
STANDARD 10 . 1 You ask whether " chain of title ” as used in Iowa Code , § 614
. 17 means only the " patent chain , " or if a " chain " which commences with ...
Incomplete Record Title ( Break in the Chain ) A break in the chain of title renders
a title unmarketable unless it is cured by extrinsic evidence , such as affidavits or
proof of adverse possession , etc . See the following cases where a break in the ...
ferred that interest are considered to be " outside his chain of title ” and are
relegated to an unrecorded status despite their being recorded . “ The following
hypothetical case is given in order to illustrate the limits of a search under the chain - of ...
Author: Alejandro M. Garro
Publisher: Louisiana State Univ Law
This book provides a comprehensive treatment of the law governing recordation of land titles as it has been developed in doctrine & legislation in Europe & the rest of the Civil-law world, including the state of Louisiana. The author introduces American readers to nine fundamental principles of recordation law that are the product of generations of work by civilian lawyers & commentators, & that permit him to explicate the law of recordation, both common & Civil, with an unprecedented degree of clarity & thoroughness. This wide-ranging treatise should be useful both to members of the Louisiana bench & bar & to teachers & practitioners of real-estate law wherever situated. Publications Institute, Paul M. Hebert Law Center, Room 310, Baton Rouge, LA 70803, 504-388-8701.
b.i ) Title – Good and marketable title - Chain Title – Good and marketable title - Chain of title Vendor's title N.B.R. 66 . of title - Vendor's title - What should be
shown Purchaser basing objections to title on alleged back to original Crown