Weiss Ratings Guide to Property & Casualty Insurers, Fall 2015

Author: Inc. Weiss Ratings,Ratings Weiss

Publisher: N.A

ISBN: 9781619256033


Page: 300

View: 5106

Weiss Ratings Guide to Property and Casualty Insurers is the only resource that provides independent, unbiased ratings and analyses on the 2,400 insurers offering auto & homeowners, business, worker's compensation, product liability, medical malpractice a

Encyclopedia of Business Information Sources

Author: Linda D. Hall

Publisher: Gale Cengage

ISBN: 9780787697037

Category: Business & Economics

Page: 1314

View: 1784

Each updated edition of this detailed resource identifies nearly 35,000 live, print and electronic sources of information listed under more than 1,100 alphabetically arranged subjects -- industries and business concepts and practices. Edited by business information expert James Woy.

Deregulating Property-Liability Insurance

Restoring Competition and Increasing Market Efficiency

Author: J. David Cummins

Publisher: Brookings Institution Press

ISBN: 9780815798415

Category: Business & Economics

Page: 216

View: 5174

Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

Enhancing the Role of Insurance in Cyber Risk Management

Author: Organisation for Economic Co-Operation and Development

Publisher: Organization for Economic Co-Operation & Development

ISBN: 9789264282131

Category: Business & Economics

Page: N.A

View: 6100

The digital transformation of economic activities is creating significant opportunities for innovation, convenience and efficiency. However, recent major incidents have highlighted the digital security and privacy protection risks that come with an increased reliance on digital technologies. While not a substitute for investing in cyber security and risk management, insurance coverage for cyber risk can make a significant contribution to the management of cyber risk by promoting awareness about exposure to cyber losses, sharing expertise on risk management, encouraging investment in risk reduction and facilitating the response to cyber incidents. This report provides an overview of the financial impact of cyber incidents, the coverage of cyber risk available in the insurance market, the challenges to market development and initiatives to address those challenges. It includes a number of policy recommendations which support the development of the cyber insurance market and contribute to improving the management of cyber risk.

The Company of Strangers

A Natural History of Economic Life

Author: Paul Seabright

Publisher: Princeton University Press

ISBN: 9781400834785

Category: Business & Economics

Page: 400

View: 941

The Company of Strangers shows us the remarkable strangeness, and fragility, of our everyday lives. This completely revised and updated edition includes a new chapter analyzing how the rise and fall of social trust explain the unsustainable boom in the global economy over the past decade and the financial crisis that succeeded it. Drawing on insights from biology, anthropology, history, psychology, and literature, Paul Seabright explores how our evolved ability of abstract reasoning has allowed institutions like money, markets, cities, and the banking system to provide the foundations of social trust that we need in our everyday lives. Even the simple acts of buying food and clothing depend on an astonishing web of interaction that spans the globe. How did humans develop the ability to trust total strangers with providing our most basic needs?

Digital Insurance

Business Innovation in the Post-Crisis Era

Author: Bernardo Nicoletti

Publisher: Springer

ISBN: 1137553278

Category: Business & Economics

Page: 339

View: 5256

This book explores the ways in which the adoption of new paradigms, processes, and technologies can lead to greater revenue, cost efficiency and control, as well as improved business agility in the insurance industry.


What Everyone Needs to Know

Author: Peter W. Singer,Allan Friedman

Publisher: Oxford University Press

ISBN: 0199918112

Category: Business & Economics

Page: 306

View: 8138

An authoritative, single-volume introduction to cybersecurity addresses topics ranging from phishing and electrical-grid takedowns to cybercrime and online freedom, sharing illustrative anecdotes to explain how cyberspace security works and what everyday people can do to protect themselves. Simultaneous.

Catastrophe Risk Financing in Developing Countries

Principles for Public Intervention

Author: J. David Cummins,Olivier Mahul

Publisher: World Bank Publications

ISBN: 0821377361

Category: Political Science

Page: 268

View: 7237

'Catastrophe Risk Financing in Developing Countries' provides a detailed analysis of the imperfections and inefficiencies that impede the emergence of competitive catastrophe risk markets in developing countries. The book demonstrates how donors and international financial institutions can assist governments in middle- and low-income countries in promoting effective and affordable catastrophe risk financing solutions. The authors present guiding principles on how and when governments, with assistance from donors and international financial institutions, should intervene in catastrophe insurance markets. They also identify key activities to be undertaken by donors and institutions that would allow middle- and low-income countries to develop competitive and cost-effective catastrophe risk financing strategies at both the macro (government) and micro (household) levels. These principles and activities are expected to inform good practices and ensure desirable results in catastrophe insurance projects. 'Catastrophe Risk Financing in Developing Countries' offers valuable advice and guidelines to policy makers and insurance practitioners involved in the development of catastrophe insurance programs in developing countries.

Department of Homeland Security Bioterrorism Risk Assessment:

A Call for Change

Author: Committee on Methodological Improvements to the Department of Homeland Security's Biological Agent Risk Analysis,Board on Life Sciences,Board on Mathematical Sciences and Their Applications,Division on Engineering and Physical Sciences,Division on Earth and Life Studies,National Research Council

Publisher: National Academies Press

ISBN: 0309120284

Category: Political Science

Page: 172

View: 3369

The mission of Department of Homeland Security Bioterrorism Risk Assessment: A Call for Change, the book published in December 2008, is to independently and scientifically review the methodology that led to the 2006 Department of Homeland Security report, Bioterrorism Risk Assessment (BTRA) and provide a foundation for future updates. This book identifies a number of fundamental concerns with the BTRA of 2006, ranging from mathematical and statistical mistakes that have corrupted results, to unnecessarily complicated probability models and models with fidelity far exceeding existing data, to more basic questions about how terrorist behavior should be modeled. Rather than merely criticizing what was done in the BTRA of 2006, this new NRC book consults outside experts and collects a number of proposed alternatives that could improve DHS's ability to assess potential terrorist behavior as a key element of risk-informed decision making, and it explains these alternatives in the specific context of the BTRA and the bioterrorism threat.

Building safer cities

the future of disaster risk

Author: Alcira Kreimer,Margaret Arnold,Anne Carlin

Publisher: World Bank Publications

ISBN: 9780821354971

Category: Business & Economics

Page: 299

View: 9168

Vulnerability to disaster impacts is an increasingly important aspect of urban development, and a number of ongoing trends have the potential to cause even more severe and broader disaster impacts, including increased environmental degradation, the impacts of climate change, population growth in cities, and the effects of globalisation. The effects of disasters are particularly severe in developing countries, causing problems for economic and social development, inflicting massive casualties, and leading to the diversion of funds from development to emergency relief and recovery. This publication contains a number of background papers prepared for a World Bank conference on disaster risk management, held in Washington in December 2002. The papers discuss a number of case studies and papers which consider disaster risk reduction strategies designed to enable local communities and authorities in developing countries to be better prepared to protect their lives, homes, livelihoods and assets in an emergency situation.