Generation Debt

How Our Future was Sold Out for Student Loans, Credit Cards, Bad Jobs, No Benefits, and Tax Cuts for Rich Geezers - and how to Fight Back

Author: Anya Kamenetz

Publisher: Penguin

ISBN: 9781594482342

Category: Business & Economics

Page: 308

View: 4052

A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. Reprint. 30,000 first printing.
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Generation Debt

Why Now is a Terrible Time to be Young

Author: Anya Kamenetz

Publisher: Riverhead Books (Hardcover)

ISBN: 9781594489075

Category: Business & Economics

Page: 265

View: 3086

A Pulitzer Prize-nominated journalist draws on her research with experts in economics, education, the health-care industry, and other fields to identify the sources of massive debt among young adults, in an account that explores such factors as college loans, poor employee benefits, and threats to social security. 40,000 first printing.
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What Color is Your Parachute? for Teens

Discovering Yourself, Defining Your Future

Author: Carol Christen,Richard Nelson Bolles

Publisher: Random House Digital, Inc.

ISBN: 158008141X

Category: Juvenile Nonfiction

Page: 178

View: 8162

A job-hunting manual for teens helps high school and college students zero in on their favorite skills and apply that knowledge to finding their perfect major or job.
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What Color Is Your Parachute? For Teens, 2nd Edition

Discovering Yourself, Defining Your Future

Author: Carol Christen,Richard N. Bolles

Publisher: Ten Speed Press

ISBN: 1607743302

Category: Juvenile Nonfiction

Page: N.A

View: 8509

In today’s über-competitive climate, you can’t just wing it when you graduate and count on finding a great job (or a great job finding you). It pays to figure out your interests early, so you can decide what additional schooling—and tuition debt—makes sense for your chosen field. In What Color Is Your Parachute? For Teens, career authorities Carol Christen and Richard N. Bolles not only help you plan for these decisions, but also help you define the unique passions that will lead you to your dream job. With new chapters on social media and sustainable jobs—along with all-new profiles of twentysomethings who’ve found work in solar energy, magazine writing, and more—this new edition has all the nitty-gritty details you need to get started now. Most importantly, it’s packed with the big-picture advice that will set you up to land the job that’s perfect for who you are—and who you want to be. From the Trade Paperback edition.
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Handbook for Undergraduate Research Advisors

Author: Faith A. Wilson,Jeffrey L. Thomas

Publisher: Rowman & Littlefield

ISBN: 1475815573

Category: Education

Page: 200

View: 2178

Written for diverse academic audience, this text serves as a handbook for professors, instructors, and advisors who oversee data collection by undergraduate students for the purpose of writing a research report. It provides background information concerning today’s diverse undergraduate student population and the increasing emphasis placed on research in the college classroom and field settings, presents strategies for enhancing the research writing skills of undergraduate students, and examines specific research contexts. Adult educational theory is woven throughout the text, along with international perspectives.
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Payday Lending

Global Growth of the High-Cost Credit Market

Author: Carl Packman

Publisher: Springer

ISBN: 1137361107

Category: Business & Economics

Page: 146

View: 3786

Payday Lending looks at the growth of the high cost credit industry from the early payday lending industry in the early 1990s to its development in the US as a highly profitable industry around the world.
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The Student Loan Mess

How Good Intentions Created a Trillion-Dollar Problem

Author: Joel Best,Eric Best

Publisher: Univ of California Press

ISBN: 0520276450

Category: Education

Page: 233

View: 1537

"Student loan debt in the U.S. now exceeds $1 trillion, more than the nation's credit-card debt. This timely book explains how and why student loans evolved, the concerns they've raised along the way, and how each policy designed to fix student loans winds up making things worse. The authors, a father and son team, provide an intergenerational, interdisciplinary approach to understanding how, over the last 70 years, Americans incrementally, with the best intentions, created our current student loan disaster. They examine the competing interests and shifting societal expectations that contributed to the problem, and offer recommendations for confronting the larger problem of college costs and student borrowing in the future"--
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Patterns for College Writing

A Rhetorical Reader and Guide

Author: Laurie G. Kirszner,Stephen R. Mandell

Publisher: Macmillan Higher Education

ISBN: 1457605732

Category: Language Arts & Disciplines

Page: 864

View: 6810

Laurie Kirszner and Stephen Mandell, authors with nearly thirty years of experience teaching college writing, know what works in the classroom and have a knack for picking just the right readings. In Patterns for College Writing, they provide students with exemplary rhetorical models and instructors with class-tested selections that balance classic and contemporary essays. Along with more examples of student writing than any other reader, Patterns has the most comprehensive coverage of active reading, research, and the writing process, with a five-chapter mini-rhetoric; the clearest explanations of the patterns of development; and the most thorough apparatus of any rhetorical reader, all reasons why Patterns for College Writing is the best-selling reader in the country. And the new edition includes exciting new readings and expanded coverage of critical reading, working with sources, and research. It is now available as an interactive Bedford e-book and in a variety of other e-book formats that can be downloaded to a computer, tablet, or e-reader. Read the preface.
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Afro-Colombian Hip-hop

Globalization, Transcultural Music, and Ethnic Identities

Author: Christopher Dennis

Publisher: Lexington Books

ISBN: 0739150561

Category: Music

Page: 181

View: 3774

Afro-Colombian Hip-Hop: Globalization, Transnational Music, and Ethnic Identities, by Christopher Dennis, reveals how, through a mode of transculturation, Afro-Colombian youth are transforming U.S. hip-hop into a more autonomous art form used for articulating oppositional social and political critiques, reworking ethnic identities, and actively taking part in the reimagining of the nation. This book represents a valuable addition to the body of academic work emerging from scholars bringing Afro-Colombian issues to the forefront of Colombian and Latin American studies, specifically by documenting the contributions that today s young black artists are making to both national culture and local music practices."
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Elements of Argument

A Text and Reader

Author: Annette T. Rottenberg,Donna Haisty Winchell

Publisher: Macmillan Higher Education

ISBN: 1457610051

Category: Language Arts & Disciplines

Page: 832

View: 9319

Elements of Argument combines a thorough argument text on critical thinking, reading, writing, and research with an extensive reader on both current and timeless controversial issues. It presents everything students need to analyze, research, and write arguments. Elements of Argument covers Toulmin, Aristotelian, and Rogerian models of argument and has been thoroughly updated with current selections students will want to read. It now includes additional support for academic writing, making it a truly flexible classroom resource. An electronic edition is available at half the price of the print book. Read the preface.
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Practical Idealists

Changing the World and Getting Paid

Author: Alissa S. Wilson,Ann Barham,John Hammock

Publisher: Harvard University Press

ISBN: 9780674032071

Category: Business & Economics

Page: 228

View: 914

Can you work for a better world without taking a vow of poverty? The authors’ answer is a resounding, “Yes!” This book draws on interviews with over forty practical idealists whose stories will inspire the reader and provide tools for making the choices necessary to succeed as a practical idealist. Through examples and exercises, Practical Idealists: Changing the World and Getting Paid explores how to clarify your values and passions, gain relevant skills, find work, use college and graduate school effectively, manage finances, and build a community of support. Practical idealists understand that personal change and social change are connected. They know that choices matter. This book will help you make the choices that matter and live your life as a practical idealist.
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The Art of Screen Time

How Your Family Can Balance Digital Media and Real Life

Author: Anya Kamenetz

Publisher: PublicAffairs

ISBN: 1610396731

Category: Family & Relationships

Page: 288

View: 8366

Finally, an evidence-based, don't-panic guide to what to do about kids and screens. Today's babies often make their debut on social media with the very first sonogram. They begin interacting with screens at around four months old. But is this good news or bad news? A wonderful opportunity to connect around the world? Or the first step in creating a generation of addled screen zombies? Many have been quick to declare this the dawn of a neurological and emotional crisis, but solid science on the subject is surprisingly hard to come by. In The Art of Screen Time, Anya Kamenetz--an expert on education and technology, as well as a mother of two young children--takes a refreshingly practical look at the subject. Surveying hundreds of fellow parents on their practices and ideas, and cutting through a thicket of inconclusive studies and overblown claims, she hones a simple message, a riff on Michael Pollan's well-known "food rules": Enjoy Screens. Not too much. Mostly with others. This brief but powerful dictum forms the backbone of a philosophy that will help parents moderate technology in their children's lives, curb their own anxiety, and create room for a happy, healthy family life with and without screens.
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Strapped

Author: Tamara Draut

Publisher: Anchor

ISBN: 0307279790

Category: Business & Economics

Page: 304

View: 9244

Drowning in student loans? Can’t afford to get married, buy a home, have children? Up to your ears in credit card debt? At last, a book for the under-35 generation that explains why it’s not their fault, and what can be done about it. Strapped offers a groundbreaking look at the new obstacle course facing young adults. Getting ahead, argues commentator and policy maven Tamara Draut, is getting harder. A college degree is the new high school diploma–and costs a fortune to obtain. Good jobs are scarcer thanks to stagnant wages and disappearing benefits. And, the cost of everything–starter homes, health coverage, child care–keeps going up. Witty and wise, Strapped brims with ideas for fashioning a new kind of America in which every young person can go to college, buy a home, and start a family. The future starts here. From the Trade Paperback edition.
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The Student Loan Scam

The Most Oppressive Debt in U.S. History and How We Can Fight Back

Author: Alan Collinge

Publisher: Beacon Press

ISBN: 0807096725

Category: Education

Page: 184

View: 4839

The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. The Student Loan Scam takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.
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The Survival of a Mathematician

From Tenure-track to Emeritus

Author: Steven George Krantz

Publisher: American Mathematical Soc.

ISBN: 0821846299

Category: Mathematics

Page: 310

View: 5402

"One of the themes of the book is how to have a fulfilling professional life. In order to achieve this goal, Krantz discusses keeping a vigorous scholarly program going and finding new challenges, as well as dealing with the everyday tasks of research, teaching, and administration." "In short, this is a survival manual for the professional mathematician - both in academics and in industry and government agencies. It is a sequel to the author's A Mathematician's Survival Guide."--BOOK JACKET.
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DIY U

Edupunks, Edupreneurs, and the Coming Transformation of Higher Education

Author: Anya Kamenetz

Publisher: Chelsea Green Publishing

ISBN: 1603582762

Category: Education

Page: 208

View: 9510

The price of college tuition has increased more than any other major good or service for the last twenty years. Nine out of ten American high school seniors aspire to go to college, yet the United States has fallen from world leader to only the tenth most educated nation. Almost half of college students don't graduate; those who do have unprecedented levels of federal and private student loan debt, which constitutes a credit bubble similar to the mortgage crisis. The system particularly fails the first-generation, the low-income, and students of color who predominate in coming generations. What we need to know is changing more quickly than ever, and a rising tide of information threatens to swamp knowledge and wisdom. America cannot regain its economic and cultural leadership with an increasingly ignorant population. Our choice is clear: Radically change the way higher education is delivered, or resign ourselves to never having enough of it. The roots of the words "university" and "college" both mean community. In the age of constant connectedness and social media, it's time for the monolithic, millennium-old, ivy-covered walls to undergo a phase change into something much lighter, more permeable, and fluid. The future lies in personal learning networks and paths, learning that blends experiential and digital approaches, and free and open-source educational models. Increasingly, you will decide what, when, where, and with whom you want to learn, and you will learn by doing. The university is the cathedral of modernity and rationality, and with our whole civilization in crisis, we are poised on the brink of Reformation.
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Agenda for Social Justice

Solutions for 2016

Author: Muschert, Glenn,V. Klocke, Brian,Jon Shefner

Publisher: Policy Press

ISBN: 1447332881

Category: Political Science

Page: 134

View: 492

The Agenda for Social Justice: Solutions 2016 provides accessible insights into some of the most pressing social problems in the United States and proposes public policy responses to those problems. It offers recommendations for action around key issues for social justice.
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Perfectly Legal

The Covert Campaign to Rig Our Tax System to Benefit the Super Rich--and Cheat Everybody Else

Author: David C. Johnston

Publisher: Penguin

ISBN: 9781591840695

Category: Business & Economics

Page: 340

View: 6582

Identifies practices of discreet lobbying and tax policy manipulation that have been occurring since the mid 1970s and how they have resulted in benefits for the wealthiest people in American society, identifying ways in which the working class is being made to pay the majority of the nation's income taxes. Reprint.
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Recent Advances in Dentistry

Orthodontic Biomechanics: Treatment of Complex Cases Using Clear Aligner

Author: Tarek El-Bialy,Donna Galante,Sam Daher

Publisher: Bentham Science Publishers

ISBN: 1681083116

Category: Medical

Page: 150

View: 1735

Recent Advances in Dentistry is a monographic series focused on new developments in the field of dental medicine. The scope of the book series covers all aspects of the field including orthodontics, dental surgery, prosthodontics, forensic dentistry, evidence based medicine and much more. Each volume of the series is themed around a specialty area in dentistry and brings together contributions written and reviewed by professional experts. The book series is essential reading to dental residents in training as well as biomedical researchers. Orthodontic Biomechanics describes the mechanics behind the treatment of complex orthodontic cases using clear aligners. The volume explains a variety of complex malocclusions including increased teeth crowding, spacing, overjet, overbite, open bite, major jaw discrepancies, underbite and much more. Simplified treatment planning methods based on thorough diagnoses have also been devised by the authors for the benefit of the readers. Shortening orthodontic treatment time by careful diagnosis, planning based on understanding of orthodontic biomechanics is also discussed in addition to comparisons of jaw cases where surgery is more useful. Orthodontic Biomechanics is a useful guide for the use of clear aligners in a wide array of cases encountered by orthodontists in their daily dental practice.
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Steps to Writing Well with Additional Readings, 2016 MLA Update

Author: Jean Wyrick

Publisher: Cengage Learning

ISBN: 1337280941

Category: Education

Page: 768

View: 9708

With the most coverage of the writing process and the most professional readings, STEPS TO WRITING WELL WITH ADDITIONAL READINGS has helped thousands of students learn to write effective academic essays. Jean Wyrick’s text is known for its student-friendly, approachable tone and the way it presents rhetorical strategies for composing essays in an easy-to-follow progression of useful lessons and activities. With thoughtful instruction, almost 70 student and professional readings, and a wealth of short and long assignments, the text gives students the models and practice they need to write well-constructed essays with confidence. This 10th edition features useful new visual learning aids; many new student samples, professional readings, and advertisements; new essay assignments that promote using sources and multiple rhetorical strategies; a new organization for expository writing assignments and research; and updated discussions of drafting and reading multimodal texts. This edition has been updated to reflect guidelines from the 2016 MLA HANDBOOK, Eighth Edition. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.
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