Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time

Author: Stephen Elias Attorney

Publisher: Nolo

ISBN: 1413317251

Category: Business & Economics

Page: 288

View: 528

Reduce your debts, save your property -- and start over! If you're considering bankruptcy, your resources are undoubtedly already stretched thin. Use the plain-English information and instructions in Nolo's Chapter 13 Bankruptcy to help you use your income to repay your debts over time and keep valuable property from going to your creditors. And now you can avoid attorney fees and do it yourself -- let Nolo's Chapter 13 Bankruptcy show you how to: - determine whether you qualify for Chapter 13 - stop a house foreclosure - estimate monthly payments - devise an acceptable repayment plan - complete and file forms - make up missed mortgage payments - pay off other debts - represent yourself before a bankruptcy judge or trustee This edition includes recent court decisions interpreting federal bankruptcy law, the latest changes to official forms and dollar amounts, as well as the latest bankruptcy exemption laws of your state. Plus, you can start your bankruptcy filing right away with up-to-date legal documents and all the instructions you need to fill them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. For Chapter 7 bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy. If you own your own business and are considering Chapter 7 bankruptcy, see Nolo's Bankruptcy for Small Business Owners.
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Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time

Author: Cara O'Neill

Publisher: Nolo

ISBN: 1413325165

Category: Business & Economics

Page: 416

View: 2152

Are you considering filing for Chapter 13 bankruptcy? Use this plain-English guide to decide if a Chapter 13 case is right for you. Chapter 13 Bankruptcy explains how the process works, which debts will get discharged at the end of your bankruptcy case, how much you'll pay through your plan, and what you'll have to do to keep your home and car. Also, this book provides the knowledge you'll need to: determine how much you'll pay on each of your debts calculate your monthly plan payment find the right lawyer, and rebuild your credit after bankruptcy. The newest edition contains legal updates, state-specific bankruptcy charts, examples using the newly revised official bankruptcy forms, and more.
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Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time

Author: Stephen Elias

Publisher: Nolo

ISBN: 1413314392

Category: Business & Economics

Page: 496

View: 9229

Reduce your debts, save your property -- and start over! Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan. And now you can avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcy you how to: determine if you qualify for Chapter 13 stop a house foreclosure estimate monthly payments devise an acceptable repayment plan complete and file forms make up missed mortgage payments pay off other debts represent yourself before a bankruptcy judge or trustee The 10th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out. Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 Bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.
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Chapter 13 Bankruptcy

Keep Your Property & Repay Debts Over Time

Author: Cara O'Neill

Publisher: N.A

ISBN: 9781413325157

Category: Business & Economics

Page: 408

View: 1489

Chapter 13 Bankruptcy is for Americans struggling under burdensome debt who earn too much to qualify for Chapter 7 bankruptcy, want to keep a home or other valuable property, or need time to pay off nondischargeable debts, such as taxes and support obligations. People buy the book to gain a thorough understanding of this complicated and intimidating process and to determine if Chapter 13 bankruptcy will work for them.
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Chapter 13 bankruptcy

repay your debts

Author: Robin Leonard

Publisher: NOLO

ISBN: 9780873373401

Category: Business & Economics

Page: 368

View: 750

Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? If you fear that you may lose property, or if you have overwhelming debts that can't be eliminated in Chapter 7 bankruptcy, Chapter 13 may offer a solution. It lets you reorganize your debts into a repayment plan you can afford -- and keep your house, car and other property. The 6th edition is completely revised and updated -- it provides the latest legal documents and current bankruptcy-exemption laws for all 50 states. Whether you work with a lawyer or file on your own, you'll find the information you need to take charge of your debts in Chapter 13 Bankruptcy. Book jacket.
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How to File for Chapter 7 Bankruptcy

Author: Stephen Elias,Albin Renauer

Publisher: Nolo

ISBN: 1413324339

Category: Law

Page: 464

View: 9075

If you’re overwhelmed by debt, the bankruptcy system can help. How to File for Chapter 7 Bankruptcy provides the clear information and step-by-step instructions you’ll need to get through the entire process without an attorney. The book will help you determine whether you qualify for relief and whether filing for Chapter 7 bankruptcy will help you solve your debt issues. You’ll also learn how to: stop wage garnishments and lawsuits wipe out as much debt as possible deal with debts you’ve secured with collateral keep as much property as possible, and rebuild credit after bankruptcy The 20th edition is revised to include instructions that will help you complete the new user-friendly bankruptcy forms, changes to state exemption laws (which determine what property bankruptcy filers can keep), and important legal updates. Please note: This book does not cover business bankruptcies, farm reorganizations, or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy.
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The Foreclosure Survival Guide

Keep Your House or Walk Away With Money in Your Pocket

Author: Amy Loftsgordon

Publisher: Nolo

ISBN: 1413324398

Category: Business & Economics

Page: 360

View: 5993

If you're one of the millions Americans who are having trouble making your mortgage payments or are already in danger of foreclosure, this guide will give you the practical information you need, including: the ins and outs of foreclosure how to decide if you should try to keep your house federal programs to help you avoid foreclosure alternatives to foreclosure, such as short sales and deeds in lieu delaying or avoiding foreclosure with bankruptcy, and avoiding foreclosure scams. This edition of the nation's bestselling book on foreclosure is updated with the latest information on the federal Making Home Affordable programs, federal mortgage servicing rules, recent court decisions affecting homeowner?s rights, and state foreclosure procedures and timelines.
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Personal Bankruptcy Laws For Dummies

Author: James P. Caher,John M. Caher

Publisher: John Wiley & Sons

ISBN: 1118052803

Category: Business & Economics

Page: 384

View: 8852

With tips on understanding -- and surviving -- the new bankruptcy laws If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead! Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff
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Bankruptcy for Small Business Owners

How to File for Chapter 7

Author: Stephen Elias,Bethany K. Laurence

Publisher: Nolo

ISBN: 141331080X

Category: Business & Economics

Page: 593

View: 8196

Use Chapter 7 bankruptcy to wipe out your debts! Bankruptcy for Small Business Owners has the strategies and solutions you need to assess the financial condition of your business and determine whether you should declare bankruptcy to get rid of your debts. Learn about: what business debts and assets (if any) are affected by your bankruptcy bankruptcy options and the eligibility factors and downsides of each "look back" requirements -- periods of time during which personal or business actions have created obstacles to filing for bankruptcy the automatic stay and putting a stop to collections efforts valuation of business assets, including good will and intellectual property exemptions that protect a small business owner's property what happens to a house in bankruptcy Find out which forms you need to fill out, plus get all the instructions you need to file them in court. Keep as much of your property as possible and tackle debt so you can move on to your next venture with Bankruptcy for Small Business Owners.
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Legal Guide for Starting & Running a Small Business

Author: Fred S. Steingold

Publisher: Nolo

ISBN: 141332407X

Category: Business & Economics

Page: 456

View: 3826

This book is for current and aspiring entrepreneurs, as well as managers and other key small business employees, who want a practical and comprehensive guide to business laws without paying a fortune in legal fees. The book helps owners and managers successfully start and run a small business, from raising startup money to protecting personal assets to negotiating leases and contracts.
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The New Bankruptcy

Author: Stephen Elias Attorney

Publisher: Nolo

ISBN: 1413315003

Category: Business & Economics

Page: 416

View: 9856

Considering bankruptcy? Get the facts and find out how bankruptcy could work for you. Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems. Find out: if you qualify for Chapter 7 bankruptcy how Chapter 13 repayment plans work which debts are wiped out how bankruptcy affects homeowners if you can keep cars and other property how bankruptcy affects credit alternative ways to handle debt problems The 4th edition is completely updated to reflect the latest rulings on the new bankruptcy laws, additional information on foreclosures and an all-new appendix containing essential sample forms. It also provides worksheets to help you determine whether you can file for bankruptcy, and includes fully up-to-date exemption charts, helpful checklists and easy-to-use legal charts for all 50 states.
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The New Bankruptcy

Will It Work for You?

Author: Stephen Elias,Leon Bayer

Publisher: Nolo

ISBN: 1413324312

Category: Law

Page: 408

View: 5974

Choose the best bankruptcy option The New Bankruptcy provides clear-cut information, answers to common questions, worksheets, and strategies to help you figure out whether bankruptcy is the right solution to your debt problem. Find out: the main differences between Chapter 7 and Chapter 13 bankruptcy whether you qualify for Chapter 7 bankruptcy (the means test) how the Chapter 13 repayment plan works which type of bankruptcy (7 or 13) is better in various situations which debts are wiped out what happens to your property, including your home, car, and retirement accounts, and other ways to handle debt problems. The book also outlines the bankruptcy process and includes completed sample bankruptcy forms.
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Dear Debt

A Story About Breaking Up With Debt

Author: Melanie Lockert

Publisher: Coventry House Publishing

ISBN: N.A

Category: Business & Economics

Page: 166

View: 1274

In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: - Find the debt repayment strategy most effective for your needs - Avoid spending temptations by knowing your triggers - Replace expensive habits with cheaper alternatives - Become a frugal friend without being rude - Start a side hustle to boost your current income - Negotiate your salary to maximize value - Develop a financial plan for life after debt
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Vanity Fair

A Novel Without a Hero

Author: William Makepeace Thackeray

Publisher: N.A

ISBN: N.A

Category: British

Page: 784

View: 4026

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Your Rights in the Workplace

An Employee's Guide to Fair Treatment

Author: Barbara Kate Repa,Sachi Barreiro

Publisher: Nolo

ISBN: 1413325424

Category: Law

Page: 496

View: 6098

Your Rights in the Workplace is an invaluable reference for every employee. Whether you have questions about your paycheck, discrimination, layoffs, or benefits, you'll find answers here. Get the facts on: wages, hours, and breaks drug and alcohol testing illegal discrimination and harassment wrongful termination vacation, sick leave, and FMLA leave on-the-job health and safety health insurance and retirement plans, and unemployment, disability, and workers' compensation insurance. Your Rights in the Workplace is an easy-to-use guide on the most common legal issues employees face in the workplace. The 11th edition is updated with the latest court decisions and legislation and includes over a dozen 50-state charts.
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Bounce Back from Bankruptcy

A Step-By-Step Guide to Getting Back on Your Financial Feet

Author: Paula Langguth Ryan

Publisher: Prosperity Books & Seminars

ISBN: 9781889605029

Category: Business & Economics

Page: 224

View: 1065

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The Recovering Spender

How to Live a Happy, Fulfilled, Debt-Free Life

Author: Lauren Greutman

Publisher: Center Street

ISBN: 1455595799

Category: Business & Economics

Page: 256

View: 2179

After learning how to curb her spending habits, Lauren Greutman shares her hard-earned knowledge on how to get out of debt and live without the financial pressures that many people face today. Millions of Americans today are near financial disaster-spending more money than they are bringing in, and losing control of their money. Lauren Greutman knows how that feels. For years, she struggled with too many bills to pay and not enough money to pay them. When Lauren found herself drowning in debt, she finally faced her extreme spending habits and took action. In THE RECOVERING SPENDER, Lauren shares her story and offers advice that is based on the many strategies she developed to change her own life and bring her family budget back to black. Lauren shows her readers, step-by-step, how to get rid of bad money habits, pay down debt, and stay within a budget. Some of the action chapters in the book are: Take an Inventory of Your Spending Declutter Your Finances Do an Expense Audit Curb Your Spending and Define Your Values Lauren exchanged the overrated, stressed-out American dream for a new one-a happier life filled with family, friends, and financial freedom-and now you can do the same!
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Bankruptcy for Small Business

Author: Wendell Schollander,Wes Schollander

Publisher: Sphinx Publishing

ISBN: 9781572486652

Category: Business & Economics

Page: 255

View: 9590

Avoiding common money mistakes, fixing existing financial issues, dealing with filing for bankruptcy the proper way, and examining the myths about bankruptcy are some of the topics covered in this informative, up-to-date tool for small business owners. Original.
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The Financial Peace Planner

A Step-by-Step Guide to Restoring Your Family's Financial Health

Author: Dave Ramsey

Publisher: Penguin

ISBN: 9780140264685

Category: Business & Economics

Page: 273

View: 5332

Provides practical steps to assess the extent of one's financial problems, understand how they developed, create a realistic budget, eliminate debt, repair credit damage, and begin saving and investing
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